1011 Packer St, Key West, FL 33040 Property Records

Monroe County property record for 1011 Packer St, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,428 sqft · built 1933
Lot Size	0.035 acres (1,543 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Mar 2021)
Tax Bill	$3,814 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`00031130-000000`

Property Details

APN / Parcel Number

Primary APN	`00031130-000000`
Alternative APNs	`01010100031130000000` `1031917`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,428 sqft Living Area
1st Floor Area	1,120 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1933
Effective Year Built	Effective 2006
Exterior Material	Wood Frame
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,543 sqft (0.035 acres)
Porch	Open Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	1031917
Street Address	1011 PACKER ST
City	KEY WEST
State	FL
Zip	33040-3260
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HMDR
Legal Description	KW G G WATSON SUB I-209 PT LOT 4 SQR 2 TR 13 H3-353 OR1134-1364 OR1209-2150 OR1209-2152/53 OR1209-2154/55 OR1426-911/13 OR2164-57/58 OR3062-0181 OR3083-11
Legal Range	25E
Legal Township	68S
Legal Section	05
Legal Subdivision	KW G G WATSON SUB
Legal Tract	13
Legal Lot Number	4
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2003
Census Tract	972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1011 PACKER ST, KEY WEST, FL 33040-3260
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2021 · Amount on Record
Deed Sale	Mar 22, 2021 · Amount on Record
Prior Sale	Oct 1, 1996 · Amount on Record
Deed Document Number	20212309507
Deed Book / Page	3083 / 11
Prior Transfer Date	Dec 10, 2020
Prior Transfer Doc	0030620181
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 22, 2021
Property Address	1011 PACKER ST, KEY WEST, FL 33040-3260
Document Number	0030830011
Book / Page	3083 / 11
Map Reference	MB I PG 209
Instrument Date	Mar 16, 2021
Instrument	2309507
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1011 PACKER ST, 1011, KEY WEST, FL 33040-3260

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 PACKER ST, KEY WEST, FL 33040-3260

Mortgage

Document Number	0000308313
Date	Mar 22, 2021
Instrument	3083/13

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,814.00 (+5.01%) Homeowner's exemption	$436,620 (+5.99%)	$511,111 (+13.79%) Land $414,411 Building $96,700
2024	$3,632.00 (+1.88%)
2023	$3,565.00 (+4.58%) Homeowner's exemption	$411,957 (+3%)	$449,156 (+12.3%) Land $360,469 Building $88,687
2022	$3,409.00 Homeowner's exemption	$399,959 Land $309,952 Building $90,007	$399,959 Land $309,952 Building $90,007

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 191 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	198 units insured incl. 7 condo units
Nearby Flood Claims	4 (1994–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

Nearby Properties on Packer St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures