Lake County property record for 10125 Tween Waters St, Clermont, FL 34715
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,933 sqft · built 2004 |
| Lot Size | 1.24 acres (54,014 sqft) |
| Owner | Individual Name on File |
| Last Sale | $485,000 (Sep 2020) |
| Tax Bill | $5,978 (2024) |
| Deeds & Mortgages | Apr 2023 Line of Credit Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-21-25-0101-000-09500 |
| Primary APN | 14-21-25-0101-000-09500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,933 sqft Living Area |
| 1st Floor Area | 2,543 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 54,014 sqft (1.24 acres) |
| Garage Type | Detached |
| Garage Area | 483 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 312 sqft |
| Porch | Open Porch |
| Porch Area | 747 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3820529 |
|---|---|
| Street Address | 10125 TWEEN WATERS ST |
| City | CLERMONT |
| State | FL |
| Zip | 34715-7924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ARROWTREE RESERVE PHASE II PB 50 PG 48-55 LOT 95 ORB 5546 PG 2258 |
| Legal Range | 25E |
| Legal Township | 21S |
| Legal Section | 14 |
| Legal Subdivision | ARROWTREE RESERVE PHASE |
| Legal Phase | 2 |
| Legal Tract | K-T |
| Legal Lot Number | 95 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 31301 |
10125 Tween Waters St is owned and occupied by an individual who bought it in September 2020.
Source: Lake County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 10125 TWEEN WATERS ST, CLERMONT, FL 34715-7924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 4, 2023 | Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK |
| Sep 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Aug 31, 2018 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2020 · Amount on File |
| Deed Sale | Sep 21, 2020 · Amount on File |
| Prior Sale | Aug 31, 2018 · Amount on File |
| Deed Document Number | 2020104198 |
| Deed Book / Page | 5546 / 2258 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 10125 TWEEN WATERS ST, CLERMONT, FL 34715-7924 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 10125 TWEEN WATERS ST, MINNEOLA, FL 34715-7924 |
| Document Number | 0061190294 |
|---|---|
| Date | Apr 4, 2023 |
| Book Page | 6119/294 |
| Instrument | 2023038102 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34995 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Mar 17, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Sep 21, 2020 |
| Property Address | 10125 TWEEN WATERS ST, CLERMONT, FL 34715-7924 |
| Document Number | 0055462258 |
| Book / Page | 5546 / 2258 |
| Map Reference | MB 50 PG 48 |
| Instrument Date | Sep 16, 2020 |
| Instrument | 2020104198 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,395.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7509 110TH LN, 7509, SEMINOLE, FL 33772-5404 |
| Name | Verified Name |
|---|---|
| Address | 10125 TWEEN WATERS ST, CLERMONT, FL 34715-7924 |
| Document Number | 0055462259 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 5546/2259 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Aug 31, 2018 |
| Property Address | 10125 TWEEN WATERS ST, CLERMONT, FL 34715-7924 |
| Document Number | 0051621729 |
| Book / Page | 5162 / 1729 |
| Map Reference | MB 50 PG 48 |
| Instrument Date | Aug 20, 2018 |
| Instrument | 2018102205 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,080.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1109 BREEZY KNOLL ST, 1109, MINNEOLA, FL 34715-5636 |
| Name | Verified Name |
|---|---|
| Address | 10125 TWEEN WATERS ST, CLERMONT, FL 34715-7924 |
| Document Number | 2018102206 |
|---|---|
| Date | Aug 31, 2018 |
| Instrument | 2018102206 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $447,490 Land $133,920 Building $313,570 | $572,042 Land $133,920 Building $438,122 | |
| 2024 | $5,978.00 (+5.47%) | ||
| 2023 | $5,668.00 (+5.39%) Homeowner's exemption | $422,220 (+3%) | $556,554 (+23.29%) Land $133,920 Building $422,634 |
| 2022 | $5,378.00 Homeowner's exemption | $409,930 | $451,414 Land $100,800 Building $350,614 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10125 Tween Waters St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 33 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10125 Tween Waters St is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GROVELAND WATER DEPARTMENT serves 23,628 people · EPA ID FL3350476 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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