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10107 Tween Waters St, Clermont, FL 34715 Property Records

Lake County property record for 10107 Tween Waters St, Clermont, FL 34715

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 4,209 sqft · built 2005
Lot Size1.27 acres (55,384 sqft)
Owner2 Individual Names on Record
Last Sale$980,000 (Jul 2026)
Tax Bill$6,732 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Jan 2026 Second Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN14-21-25-0101-000-09800

Property Details

APN / Parcel Number

Primary APN14-21-25-0101-000-09800
Alternative APNs
  • 252114010100009800
  • 3820532

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories1 Story
Building Area4,209 sqft Living Area
Gross Area5,765 sqft
1st Floor Area4,209 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area55,384 sqft (1.27 acres)
Garage TypeAttached
Garage Area1,556 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

Pool Area448 sqft
PorchFinished/Open Porch
Porch Area305 sqft
Deck AreaDeck Area
Patio Area395 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3820532
Street Address10107 TWEEN WATERS ST
CityCLERMONT
StateFL
Zip34715-7924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionARROWTREE RESERVE PHASE II PB 50 PG 48-55 LOT 98 ORB 5141 PG 1539 ORB 5877 PG 571 ORB 5945 PG 1381
Legal Range25E
Legal Township21S
Legal Section14
Legal SubdivisionARROWTREE RESERVE PHASE II
Legal TractK-T
Legal Lot Number98
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group3
Census Block3020
Census Tract31301

Owner

Source: Lake County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10107 TWEEN WATERS ST, CLERMONT, FL 34715-7924
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2026Warranty Deed, Transfer · Conventional Mortgage
MORGAN STANLEY BANK
Jan 8, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Apr 28, 2022Correction Deed
ACCOMODATION, ACCOMMODATION
Jan 13, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jul 19, 2018Warranty Deed, Transfer · Conventional Mortgage
TRUSTCO BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 21, 2026 · Amount on Record
Deed SaleJul 21, 2026 · Amount on Record
Prior SaleJul 19, 2018 · Amount on Record
Deed Document Number202689293
Deed Book / Page6779 / 2119
Prior Transfer DateApr 11, 2022
Prior Transfer Doc0059451381
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateJul 21, 2026
Property Address10107 TWEEN WATERS ST, CLERMONT, FL 34715-7924
Document Number0000089293
Book / Page6779 / 2119
Instrument DateJul 20, 2026
Instrument202689293
Transaction TypeTransfer
Record UpdatedAug 4, 2026
Title CompanyPUBLIC TITLE SERVICES LLC, PUBLIC TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$692,860.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10107 TWEEN WATERS ST, CLERMONT, FL 34715-7924

Mortgage

Document Number0000089294,
DateJul 21, 2026
Instrument202689294
Lender
NameMORGAN STANLEY BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address10107 TWEEN WATERS ST, CLERMONT, FL 34715-7924
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address10107 TWEEN WATERS ST, CLERMONT, FL 34715-7924

Mortgage

Document Number0066622302
DateJan 8, 2026
Book Page6662/2302
Instrument2026002882
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 1, 2046

April 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionLAKE FL
Recording DateApr 28, 2022
Property Address10107 TWEEN WATERS ST, CLERMONT, FL 34715-7924
Document Number0059451381
Book / Page5945 / 1381
Map ReferenceMB 50 PG 48-55
Instrument DateApr 11, 2022
Instrument2022058794
Record UpdatedMay 18, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address10107 TWEEN WATERS ST, CLERMONT, FL 34715-7924

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10107 TWEEN WATERS ST, CLERMONT, FL 34715-7924

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE FL
Recording DateJan 13, 2022
Property Address10107 TWEEN WATERS ST, CLERMONT, FL 34715-7924
Document Number0058770571
Book / Page5877 / 571
Map ReferenceMB 50 PG 48-55
Instrument DateDec 21, 2021
Instrument2022006813
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10107 TWEEN WATERS ST, CLERMONT, FL 34715-7924

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateJul 19, 2018
Property Address10107 TWEEN WATERS ST, CLERMONT, FL 34715-7924
Document Number0051411539
Book / Page5141 / 1539
Map ReferenceMB 50 PG 48-55
Instrument DateJul 17, 2018
Instrument2018083664
Transaction TypeTransfer
Record UpdatedJan 11, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,080.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10107 TWEEN WATERS ST, 10107, CLERMONT, FL 34715-7924

Transferred To (Grantee/Buyer)

NameVerified Name
Address2719 CURPIN LN, ORLANDO, FL 32825-9118

Mortgage

Document Number2018083665
DateJul 19, 2018
Instrument2018083665
Lender
NameTRUSTCO BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 17, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$508,520 (+2.9%)$768,874 (-0.06%) Land $137,160 Building $631,714
2025$6,732.00 (+2.37%) Homeowner's exemption$494,190 (+5.98%) Land $137,160 Building $357,030$769,344 (+3.73%) Land $137,160 Building $632,184
2024$6,576.00 (+5.17%)
2023$6,253.00 (+5.09%) Homeowner's exemption$466,290 (+3%)$741,668 (+22.71%) Land $137,160 Building $604,508
2022$5,950.00 Homeowner's exemption$452,710$604,428 Land $100,800 Building $503,628

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGROVELAND WATER DEPARTMENT
serves 23,628 people · EPA ID FL3350476
Water SourceGroundwater
Last State InspectionOct 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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