Lake County property record for 10102 Tween Waters St, Clermont, FL 34715 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,533 sqft · built 2005 |
| Lot Size | 1.87 acres (81,834 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $432,000 (May 2008) |
| Tax Bill | $5,257 (2024) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-21-25-0101-000-11500 |
| Primary APN | 14-21-25-0101-000-11500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,533 sqft Living Area |
| 1st Floor Area | 3,837 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 81,834 sqft (1.87 acres) |
| Garage Type | Detached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 364 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 308 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3820550 |
|---|---|
| Street Address | 10102 TWEEN WATERS ST |
| City | CLERMONT |
| State | FL |
| Zip | 34715-7920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ARROWTREE RESERVE PHASE II PB 50 PG 48-55 LOT 115 ORB 3623 PG 2480 |
| Legal Range | 25E |
| Legal Township | 21S |
| Legal Section | 14 |
| Legal Subdivision | ARROWTREE RESERVE PHASE II |
| Legal Tract | K-T |
| Legal Lot Number | 115 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 31301 |
Source: Lake County records · APN 14-21-25-0101-000-11500
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10102 TWEEN WATERS ST, CLERMONT, FL 34715-7920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 08, 2008 · Amount on Record |
| Deed Sale | May 08, 2008 · Amount on Record |
| Prior Sale | Aug 08, 2005 · Amount on Record |
| Deed Document Number | 200856099 |
| Deed Book / Page | 3623 / 2480 |
| Prior Transfer Date | Dec 27, 2006 |
| Prior Transfer Doc | 0033382031 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 10102 TWEEN WATERS ST, CLERMONT, FL 34715-7920 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 10102 TWEEN WATERS ST, CLERMONT, FL 34715-7920 |
| Document Number | 0058490378 |
|---|---|
| Date | Dec 03, 2021 |
| Book Page | 5849/378 |
| Instrument | 2021166862 |
| Name | SOUTHERN STATES BANK |
|---|---|
| Type | Bank |
| Address | OPELIKA, AL 36801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $400,630 (+2.9%) | $772,486 (-0.08%) Land $185,130 Building $587,356 | |
| 2025 | $389,340 (+5.99%) Land $185,130 Building $204,210 | $773,121 (+2.4%) Land $185,130 Building $587,991 | |
| 2024 | $5,257.00 (+5.97%) | ||
| 2023 | $4,961.00 (+5.85%) Homeowner's exemption | $367,350 (+3%) | $755,035 (+37.9%) Land $185,130 Building $569,905 |
| 2022 | $4,687.00 Homeowner's exemption | $356,650 | $547,527 Land $100,800 Building $446,727 |
Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690313013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 33 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 33 in force |
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 301 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 34 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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