10108 Tween Waters St, Clermont, FL 34715 Property Records

Lake County property record for 10108 Tween Waters St, Clermont, FL 34715

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,074 sqft · built 2005
Lot Size	1.12 acres (48,787 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Sep 2007)
Tax Bill	$5,581 (2024)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-21-25-0101-000-12100`

Property Details

APN / Parcel Number

Primary APN	`14-21-25-0101-000-12100`
Alternative APN	`3820556`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,074 sqft Living Area
1st Floor Area	3,182 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	48,787 sqft (1.12 acres)
Garage Type	Finished
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	1,400 sqft
Porch	Open Porch
Porch Area	441 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3820556
Street Address	10108 TWEEN WATERS ST
City	CLERMONT
State	FL
Zip	34715-7920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARROWTREE RESERVE PHASE II PB 50 PG 48-55 LOT 121 ORB 3501 PG 754
Legal Range	25E
Legal Township	21S
Legal Section	14
Legal Subdivision	ARROWTREE RESERVE PHASE
Legal Phase	2
Legal Tract	K-T
Legal Lot Number	121
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	3
Census Block	3019
Census Tract	31301

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10108 TWEEN WATERS ST, CLERMONT, FL 34715-7920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2007 · Amount on Record
Deed Sale	Sep 4, 2007 · Amount on Record
Prior Sale	Sep 15, 2005 · Amount on Record
Deed Document Number	2007118892
Deed Book / Page	3501 / 0754
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	10108 TWEEN WATERS ST, CLERMONT, FL 34715-7920
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	NATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10108 TWEEN WATERS ST, CLERMONT, FL 34715-7920

Mortgage

Document Number	0058082284
Date	Oct 5, 2021
Book Page	5808/2284
Instrument	2021137539

Lender

Name	TOGETHER CU
Type	Credit Union
Address	SAINT LOUIS, MO 63118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.39%
Type Change Date	Oct 1, 2028
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.38%
Index	1-Year CMT
Max Rate	7.39%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$416,390 (+5.98%) Land $120,960 Building $295,430	$571,129 (+2.27%) Land $120,960 Building $450,169
2024	$5,581.00 (+5.74%)
2023	$5,278.00 (+5.6%) Homeowner's exemption	$392,880 (+3%)	$558,448 (+7.17%) Land $120,960 Building $437,488
2022	$4,998.00 Homeowner's exemption	$381,440	$521,095 Land $84,000 Building $437,095

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROVELAND WATER DEPARTMENT serves 23,628 people · EPA ID FL3350476
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20