1012 Thorndale Rd, Indian Trail, NC 28079 Property Records

Union County property record for 1012 Thorndale Rd, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	5 bd · 3 ba · 3,480 sqft · built 2013
Lot Size	0.333 acres (14,505 sqft)
Owner	Individual Name on File
Last Sale	$625,000 (Aug 2023)
Tax Bill	$4,247 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-123-317`

Property Details

APN / Parcel Number

Primary APN	`07-123-317`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,480 sqft Living Area
1st Floor Area	1,571 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Hip
Lot Area	14,505 sqft (0.333 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	145 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1012 THORNDALE RD
City	INDIAN TRAIL
State	NC
Zip	28079-5398
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-4 INDIA
Legal Description	#145 SHERIDAN PH1 MP2 OPCK668
Legal Subdivision	SHERIDAN
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	3
Census Block	3013
Census Tract	20317

Owner

1012 Thorndale Rd, a rural home, is owned and occupied by an individual who bought it in August 2023.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1012 THORNDALE RD, INDIAN TRAIL, NC 28079-5398
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2023 · Amount on File
Deed Sale	Aug 18, 2023 · Amount on File
Prior Sale	Nov 8, 2013 · Amount on File
Deed Document Number	202320109
Deed Book / Page	8765 / 450
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 18, 2023
Property Address	1012 THORNDALE RD, INDIAN TRAIL, NC 28079-5398
Document Number	0008765450
Book / Page	8765 / 450
Map Reference	CAB K FILE 668&669
Instrument Date	Aug 18, 2023
Instrument	20109
Transaction Type	Transfer
Record Updated	Sep 4, 2023
Title Company	INTEGRA TITLE SERVICES LLC, INTEGRATED TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10524 HADDINGTON DR NW, CHARLOTTE, NC 28269-6956

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 THORNDALE RD, INDIAN TRAIL, NC 28079-5398

Mortgage

Document Number	0000020110
Date	Aug 18, 2023
Instrument	20110

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1012 Thorndale Rd was $4,247.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$659,400 (-) Land $117,000 Building $542,400	$659,400 (-) Land $117,000 Building $542,400
2025	$4,247.00	$659,400 Land $117,000 Building $542,400	$659,400 Land $117,000 Building $542,400
2023	$3,310.00 (+75.6%)	$401,900 (-) Land $68,700 Building $333,200	$401,900 (-) Land $68,700 Building $333,200
2022	$1,885.00	$401,900 Land $68,700 Building $333,200	$401,900 Land $68,700 Building $333,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1012 Thorndale Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1012 Thorndale Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	100 / 20