1007 Thorndale Rd, Indian Trail, NC 28079 Property Records

Union County property record for 1007 Thorndale Rd, Indian Trail, NC 28079

Property Summary

Property TypeRural Home
Details5 bd · 3 ba · 3,948 sqft · built 2013
Lot Size0.575 acres (25,047 sqft)
Owner2 Individual Names on Record
Last Sale$302,000 (Nov 2013)
Tax Bill$4,880 (2025)
Deeds & MortgagesJan 2021 Mortgage
Aug 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN07-123-325

Property Details

APN / Parcel Number

Primary APN07-123-325

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area3,948 sqft Living Area
1st Floor Area1,853 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeWood
Roof TypeHip
Lot Area25,047 sqft (0.575 acres)
Garage TypeAttached
Garage Area406 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area583 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1007 THORNDALE RD
CityINDIAN TRAIL
StateNC
Zip28079-5399
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeSF-4 INDIA
Legal Description#153 SHERIDAN PH1 MP2 OPCK668
Legal SubdivisionSHERIDAN
JurisdictionUNION NC
Township / Civil DivisionVANCE
Census Block Group3
Census Block3013
Census Tract20317

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1007 THORNDALE RD, INDIAN TRAIL, NC 28079-5399
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
UWHARRIE BANK
Aug 4, 2022Deed of Trust, Mortgage · Line of Credit
UWHARRIE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2013 · Amount on Record
Deed SaleNov 14, 2013 · Amount on Record
Prior SaleApr 19, 2013 · Amount on Record
Deed Document Number201338471
Deed Book / Page6132 / 617
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address1007 THORNDALE RD, INDIAN TRAIL, NC 28079-5399
Transaction TypeMortgage
Record UpdatedAug 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007949859
DateJan 11, 2021
Book Page7949/859
Instrument1304
Lender
NameUWHARRIE BANK
TypeBank
AddressALBEMARLE, NC 28001
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address1007 THORNDALE RD, INDIAN TRAIL, NC 28079-5399
Transaction TypeMortgage
Record UpdatedAug 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1001 THORNDALE RD, INDIAN TRAIL, NC 28079-5399

Mortgage

Document Number0008541455
DateAug 4, 2022
Book Page8541/455
Instrument27645
Lender
NameUWHARRIE BANK
TypeBank
AddressLOCUST, NC 28097
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueAug 3, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityIndian Trail Town
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$758,600 (-) Land $117,000 Building $641,600$758,600 (-) Land $117,000 Building $641,600
2025$4,880.00 (+26.72%)$758,600 (+61.89%) Land $117,000 Building $641,600$758,600 (+61.89%) Land $117,000 Building $641,600
2023$3,851.00$468,600 Land $68,700 Building $399,900$468,600 Land $68,700 Building $399,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
100 / 20

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