2004 Thorndale Rd, Indian Trail, NC 28079 Property Records

Union County property record for 2004 Thorndale Rd, Indian Trail, NC 28079

Property Summary

Property TypeRural Home
Details4 bd · 2.5 ba · 3,956 sqft · built 2013
Lot Size0.333 acres (14,505 sqft)
Owner2 Individual Names on Record
Last Sale$333,000 (Jun 2015)
Tax Bill$4,772 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jul 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN07-123-344

Property Details

APN / Parcel Number

Primary APN07-123-344

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area3,956 sqft Living Area
1st Floor Area1,851 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeWood
Roof TypeHip
Lot Area14,505 sqft (0.333 acres)
Garage TypeAttached
Garage Area406 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area234 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2004 THORNDALE RD
CityINDIAN TRAIL
StateNC
Zip28079-5376
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeSF-4 INDIA
Legal Description#143 SHERIDAN PH1 MP2 OPCK669
Legal SubdivisionSHERIDAN
JurisdictionUNION NC
Township / Civil DivisionVANCE
Census Block Group3
Census Block3013
Census Tract20317

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2004 THORNDALE RD, INDIAN TRAIL, NC 28079-5376
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Jul 20, 2020Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 9, 2015 · Amount on Record
Deed SaleJun 9, 2015 · Amount on Record
Prior SaleApr 14, 2014 · Amount on Record
Deed Document Number201516808
Deed Book / Page6461 / 709
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address2004 THORNDALE RD, INDIAN TRAIL, NC 28079-5376
Transaction TypeMortgage
Record UpdatedDec 21, 2021
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008326779
DateNov 29, 2021
Book Page8326/779
Instrument56165
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2036

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address2004 THORNDALE RD, INDIAN TRAIL, NC 28079-5376
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number7741234
DateJul 20, 2020
Book Page7741/234
Instrument26850
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueAug 1, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityIndian Trail Town
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$741,600 (-) Land $117,000 Building $624,600$741,600 (-) Land $117,000 Building $624,600
2025$4,772.00 (+25.41%)$741,600 (+60.62%) Land $117,000 Building $624,600$741,600 (+60.62%) Land $117,000 Building $624,600
2023$3,805.00$461,700 Land $68,700 Building $393,000$461,700 Land $68,700 Building $393,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
100 / 20

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