Union County property record for 1010 Thorndale Rd, Indian Trail, NC 28079
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 4 ba · 3,489 sqft · built 2013 |
| Lot Size | 0.333 acres (14,505 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $355,000 (Aug 2016) |
| Tax Bill | $4,343 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Sep 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-123-318 |
| Primary APN | 07-123-318 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,489 sqft Living Area |
| 1st Floor Area | 1,539 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Hip |
| Lot Area | 14,505 sqft (0.333 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 248 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1010 THORNDALE RD |
|---|---|
| City | INDIAN TRAIL |
| State | NC |
| Zip | 28079-5398 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | SF-4 INDIA |
| Legal Description | #146 SHERIDAN PH1 MP2 OPCK668 |
| Legal Subdivision | SHERIDAN |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 20317 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1010 THORNDALE RD, INDIAN TRAIL, NC 28079-5398 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2023 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Sep 28, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Dec 1, 2021 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Jun 4, 2020 | Deed of Trust, Mortgage · VA Mortgage FIRST FED'L BK/KANSAS CITY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2016 · Amount on Record |
| Deed Sale | Aug 17, 2016 · Amount on Record |
| Prior Sale | Sep 11, 2013 · Amount on Record |
| Deed Document Number | 201624785 |
| Deed Book / Page | 6746 / 902 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1010 THORNDALE RD, INDIAN TRAIL, NC 28079-5398 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 1010 THORNDALE RD, INDIAN TRAIL, NC 28079-5398 |
| Document Number | 0008747477 |
|---|---|
| Date | Jul 20, 2023 |
| Book Page | 8747/477 |
| Instrument | 17337 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 14, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1010 THORNDALE RD, INDIAN TRAIL, NC 28079-5398 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1010 THORNDALE RD, INDIAN TRAIL, NC 28079-5398 |
| Document Number | 0008580129 |
|---|---|
| Date | Sep 28, 2022 |
| Book Page | 8580/129 |
| Instrument | 33739 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 9, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1010 THORNDALE RD, INDIAN TRAIL, NC 28079-5398 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000833042 |
|---|---|
| Date | Dec 1, 2021 |
| Book Page | 8330/42 |
| Instrument | 56623 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1010 THORNDALE RD, INDIAN TRAIL, NC 28079-5398 |
| Document Number | 7696157 |
| Instrument Date | Jun 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2020 |
| Title Company | TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE |
| Name | Verified Name |
|---|---|
| Address | 1010 THORNDALE RD INDIAN TRAIL NC 280795398, INDIAN TRAIL, NC 28079-5398 |
| Document Number | 7696157 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 007696/000157 |
| Instrument | 20558 |
| Name | FIRST FED'L BK/KANSAS CITY |
|---|---|
| Address | KANSAS CITY, MO 64120 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 9, 2050 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Indian Trail Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $674,000 (-) Land $117,000 Building $557,000 | $674,000 (-) Land $117,000 Building $557,000 | |
| 2025 | $4,343.00 (+27.7%) | $674,000 (+63.16%) Land $117,000 Building $557,000 | $674,000 (+63.16%) Land $117,000 Building $557,000 |
| 2023 | $3,401.00 | $413,100 Land $68,700 Building $344,400 | $413,100 Land $68,700 Building $344,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 100 / 20 |
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