10119 Cumbria Dr, Daphne, AL 36526 Property Records

Baldwin County property record for 10119 Cumbria Dr, Daphne, AL 36526

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,708 sqft · built 2014
Lot Size0.14 acres (6,225 sqft)
OwnerCompany Name on File
Last Sale$172,875 (Dec 2014)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN43-08-34-0-000-001.062

Property Details

APN / Parcel Number

Primary APN43-08-34-0-000-001.062
Alternative APNs
  • 289532
  • 241379

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,708 sqft Heated Area
1st Floor Area1,708 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,225 sqft (0.14 acres)
Lot Dimensions150 ft deep x 41.5 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number241379
Street Address10119 CUMBRIA DR
CityDAPHNE
StateAL
Zip36526-8856
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description41.5' X 150' IRR LOT 50 OLDFIELD PHASE ONE SUB SLIDE 2328-C& D IN CITY OF DAPHNE SEC 34-T5S-R2E (WD/SURVIVORSHIP)
Legal SubdivisionOLDFIELD SUB PHASE ONE
Legal Phase1
Legal Lot Number50
JurisdictionBALDWIN AL
Township / Civil DivisionDAPHNE
Census Block Group1
Census Block1034
Census Tract10709

Owner

10119 Cumbria Dr is owned by a company that bought it in December 2014 and is owner-occupied.

Source: Baldwin County records, as of April 16, 2026

Owner of RecordCompany Name on File
Mailing Address10119 CUMBRIA DR, DAPHNE, AL 36526-8856
OccupancyOwner Occupied
Owner TypeCompany
VestingEt Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 31, 2014 · Amount on File
Deed SaleDec 31, 2014 · Amount on File
Deed Document Number20141492791
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address10119 CUMBRIA DR, DAPHNE, AL 36526-8856
Transaction TypeMortgage
Record UpdatedDec 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001959916
DateNov 23, 2021
Instrument1959916
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueDec 1, 2036

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
MunicipalityDaphne City
Unified School DistrictBaldwin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$18,040 Land $3,580 Building $14,460$282,400 Land $64,200 Building $218,200
2023Homeowner's exemption Senior Citizen's exemption Additional exemption filed$18,040 (-22.11%)$280,800 (+21.35%) Land $66,000 Building $214,800
2022Homeowner's exemption Senior Citizen's exemption Additional exemption filed$23,160$231,400 Land $47,300 Building $184,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10119 Cumbria Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 37 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims3 (2020)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2020 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10119 Cumbria Dr is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 49% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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