Baldwin County property record for 10095 Cumbria Dr, Daphne, AL 36526
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,700 sqft · built 2014 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | Company Name on Record |
| Last Sale | $185,000 (Mar 2018) |
| Tax Bill | $2,545 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Mar 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-08-34-0-000-001.060 |
| Primary APN | 43-08-34-0-000-001.060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,700 sqft Heated Area |
| 1st Floor Area | 1,700 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Dimensions | 150 ft deep x 55 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 327505 |
|---|---|
| Street Address | 10095 CUMBRIA DR |
| City | DAPHNE |
| State | AL |
| Zip | 36526-8713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 55' X 150' IRR LOT 48 OLDFIELD PHASE ONE SUB SLIDE 2328-C &D IN CITY OF DAPHNE SEC 34-T5S-R2E (WD) |
| Legal Subdivision | OLDFIELD SUB PHASE ONE |
| Legal Phase | 1 |
| Legal Lot Number | 48 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | DAPHNE |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 10709 |
Source: Baldwin County records, as of April 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 2855, DAPHNE, AL 36526-2855 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Nov 20, 2020 | Deed of Trust, Mortgage · Commercial Mortgage SERVISFIRST BANK |
| Mar 8, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2018 · Amount on Record |
| Deed Sale | Mar 8, 2018 · Amount on Record |
| Prior Sale | Jun 2, 2015 · Amount on Record |
| Deed Document Number | 20181683701 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 10095 CUMBRIA DR, DAPHNE, AL 36526-8713 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001872370 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | 1872370 |
| Name | SERVISFIRST BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35209 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Index | 11th District COF |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Mar 8, 2018 |
| Property Address | 10095 CUMBRIA DR, DAPHNE, AL 36526-8713 |
| Document Number | 0001683701 |
| Instrument Date | Mar 7, 2018 |
| Instrument | 1683701 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $185.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 2855 DAPHNE AL 365262855, DAPHNE, AL 36526-2855 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Daphne City |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,545.00 (+0.55%) | $55,340 (+0.55%) Land $12,840 Building $42,500 | $276,700 (+0.55%) Land $64,200 Building $212,500 |
| 2023 | $2,531.00 (+29.99%) | $55,040 (+21.5%) | $275,200 (+21.5%) Land $66,000 Building $209,200 |
| 2022 | $1,947.00 (+8.53%) | $45,300 | $226,500 Land $47,300 Building $179,200 |
| 2021 | $1,794.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 3 (2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 49% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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