10112 Turtle Bay, Fort Smith, AR 72903 Property Records

Sebastian County property record for 10112 Turtle Bay, Fort Smith, AR 72903

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,337 sqft · built 2016
Lot Size2.96 acres (128,938 sqft)
OwnerCompany Name on Record
Tax Bill$2,454 (2026)
Deeds & MortgagesFeb 2018 Line of Credit
Apr 2022 Line of Credit
Flood ZoneZone AE (high risk)
APN18088-0031-00000-01

Property Details

APN / Parcel Number

Primary APN18088-0031-00000-01
Alternative APN
  • 120857

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,337 sqft Living Area
Gross Area4,195 sqft
1st Floor Area2,537 sqft
Upper Floors Area800 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2017
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialFiberglass
Lot Area128,938 sqft
Garage TypeAttached
Garage Area858 sqft
DrivewayConcrete Driveway
Driveway Area924 sqft
Pool Area88 sqft
PorchOpen Porch
Porch Area661 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address10112 TURTLE BAY
CityFORT SMITH
StateAR
Zip72903-5897
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 31B
Legal Range31
Legal Township08
Legal Section29
Legal SubdivisionTURTLE BAY
Legal Block3
Legal Lot Number31B
JurisdictionSEBASTIAN AR
Township / Civil DivisionUPPER
Census Block Group3
Census Block3004
Census Tract1305

Owner

Source: Sebastian County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1615 DODSON AVE, FORT SMITH, AR 72901-5129
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2018Deed of Trust, Mortgage · Line of Credit
BANCORPSOUTH BANK
Apr 11, 2022Deed of Trust, Mortgage · Line of Credit
BANCORPSOUTH BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEBASTIAN AR
Property Address10112 TURTLE BAY, FORT SMITH, AR 72903-5897
Transaction TypeMortgage
Record UpdatedDec 1, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018F02569
DateFeb 2, 2018
Instrument2018F-02569
Lender
NameBANCORPSOUTH BANK
TypeBank
AddressTUPELO, MS 38803
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueFeb 26, 2023
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEBASTIAN AR
Property Address10112 TURTLE BAY, FORT SMITH, AR 72903-5897
Transaction TypeMortgage
Record UpdatedDec 1, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address10112 TURTLE BAY, FORT SMITH, AR 72903-5897

Mortgage

Document Number2022F08807
DateApr 11, 2022
Instrument2022F-08807
Lender
NameBANCORPSOUTH BANK
TypeBank
AddressFORT SMITH, AR 72904
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 26, 2032

Tax Assessment & Valuation

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateArkansas
CountySebastian County
MunicipalityFort Smith City
Unified School DistrictFort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,454.00$98,806 (-) Land $12,600 Building $86,206$494,030 (-) Land $63,000 Building $431,030
2025$2,454.00 (+20.95%) Homeowner's exemption$98,806 (+48.83%) Land $12,600 Building $86,206$494,030 (+48.83%) Land $63,000 Building $431,030
2023$2,029.00 Homeowner's exemption$66,390 Land $10,500 Building $55,890$331,950 Land $52,500 Building $279,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims2 (2000–2019)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 52% of Arkansas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFORT SMITH WATER UTILITIES
serves 86,209 people · EPA ID AR0000507
Water SourceSurface water
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Aug 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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