10104 Turtle Bay, Fort Smith, AR 72903 Property Records

Sebastian County property record for 10104 Turtle Bay, Fort Smith, AR 72903

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,551 sqft · built 2012
Lot Size1.58 acres (68,928 sqft)
OwnerIndividual Name on File
Last Sale$60,000 (Feb 2011)
Tax Bill$2,840 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Jul 2019 Line of Credit
Flood ZoneZone AE (high risk)
APN18088-0033-00000-00

Property Details

APN / Parcel Number

Primary APN18088-0033-00000-00
Alternative APN
  • 47766

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,551 sqft Living Area
1st Floor Area2,303 sqft
Upper Floors Area1,248 sqft

Exterior

Year BuiltBuilt 2012
Exterior MaterialBrick/Stone
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialFiberglass
Lot Area68,928 sqft (1.58 acres)
Lot Dimensions718 ft deep x 96 ft wide
Garage TypeBuilt-in
Garage Area926 sqft
DrivewayDriveway
Driveway Area1,456 sqft
Parking Spaces4 Parking Spaces
PorchOpen Porch
Porch Area383 sqft
Patio Area874 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number47766
Street Address10104 TURTLE BAY
CityFORT SMITH
StateAR
Zip72903-5897
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 33 & 33A
Legal Range31
Legal Township08
Legal Section29
Legal SubdivisionTURTLE BAY
Legal Lot Number33,33A
JurisdictionSEBASTIAN AR
Township / Civil DivisionUPPER
Census Block Group3
Census Block3004
Census Tract1305

Owner

Source: Sebastian County records · APN 18088-0033-00000-00

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address10104 TURTLE BAY, FORT SMITH, AR 72903-5897
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2026Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK OF FORT SMITH
Jul 29, 2019Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK OF FORT SMITH

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 25, 2011 · Amount on Record
Deed SaleFeb 25, 2011 · Amount on Record
Deed Document Number2011F-002645
Deed Book / Page2011F / 02645
Record UpdatedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEBASTIAN AR
Property Address10104 TURTLE BAY, FORT SMITH, AR 72903-5897
Transaction TypeMortgage
Record UpdatedJan 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address10104 TURTLE BAY, FORT SMITH, AR 72903-5897

Mortgage

Document Number0202600650
DateJan 12, 2026
Instrument2026-00650
Lender
NameFIRST NATIONAL BANK OF FORT SMITH
TypeBank
AddressFORT SMITH, AR 72902
Agreement
TypeLine of Credit
AmountAmount Recorded
Term36 Months
DueJan 24, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEBASTIAN AR
Property Address10104 TURTLE BAY, FORT SMITH, AR 72903-5897
Transaction TypeMortgage
Record UpdatedDec 01, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019F15955
DateJul 29, 2019
Instrument2019F-15955
Lender
NameFIRST NATIONAL BANK OF FORT SMITH
TypeBank
AddressFORT SMITH, AR 72902
Agreement
TypeLine of Credit
AmountAmount Recorded
Term24 Months
DueJul 24, 2021

Tax Assessment & Valuation

Source: Sebastian County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateArkansas
CountySebastian County
MunicipalityFort Smith City
Unified School DistrictFort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,840.00 (+11.86%) Homeowner's exemption$106,884 (+47.1%) Land $12,600 Building $94,284$534,420 (+47.1%) Land $63,000 Building $471,420
2023$2,539.00 Homeowner's exemption$72,660 Land $10,500 Building $62,160$363,300 Land $52,500 Building $310,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims2 (2000–2019)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2019 · Severe Storms And Flooding

Wildfire

Wildfire RiskModerate
above 45% of the US · above 50% of Arkansas
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

Based on FCC filings for 68 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemFORT SMITH WATER UTILITIES
serves 86,209 people
Water SourceSurface water
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Aug 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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