Sebastian County property record for 10100 Turtle Bay, Fort Smith, AR 72903
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,232 sqft · built 2017 |
| Lot Size | 1.47 acres (64,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $440,000 (Oct 2022) |
| Tax Bill | $4,468 (2026) |
| Deeds & Mortgages | Oct 2022 Mortgage Oct 2019 Line of Credit + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 18088-0034-00000-00 |
| Primary APN | 18088-0034-00000-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,232 sqft Living Area |
| Gross Area | 2,915 sqft |
| 1st Floor Area | 2,088 sqft |
| Upper Floors Area | 144 sqft |
| Flooring | Carpet |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Masonry Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 64,120 sqft |
| Lot Dimensions | 666 ft deep x 94 ft wide |
| Garage Type | Attached |
| Garage Area | 683 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,326 sqft |
| Pool Area | 82 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 495 sqft |
| Patio Area | 272 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 47767 |
|---|---|
| Street Address | 10100 TURTLE BAY |
| City | FORT SMITH |
| State | AR |
| Zip | 72903-5897 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 34 & 34A |
| Legal Range | 31 |
| Legal Township | 08 |
| Legal Section | 29 |
| Legal Subdivision | TURTLE BAY |
| Legal Block | 3 |
| Legal Lot Number | 34 |
| Jurisdiction | SEBASTIAN AR |
| Township / Civil Division | UPPER |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 1305 |
Source: Sebastian County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10100 TURTLE BAY, FORT SMITH, AR 72903-5897 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 10, 2022 | Deed of Trust, Mortgage · FHA Mortgage FIRST FINANCIAL BANK |
| Oct 2, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF FORT SMITH |
| Jan 2, 2024 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jan 23, 2024 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Nov 27, 2017 | Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2022 · Amount on Record |
| Deed Sale | Oct 10, 2022 · Amount on Record |
| Prior Sale | Nov 27, 2017 · Amount on Record |
| Deed Document Number | 202224262 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Property Address | 10100 TURTLE BAY, FORT SMITH, AR 72903-5897 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2022F24263 |
|---|---|
| Date | Oct 10, 2022 |
| Instrument | 2022F-24263 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | EL DORADO, AR 71730 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Property Address | 10100 TURTLE BAY, FORT SMITH, AR 72903-5897 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2019F21164 |
|---|---|
| Date | Oct 2, 2019 |
| Instrument | 2019F-21164 |
| Name | FIRST NATIONAL BANK OF FORT SMITH |
|---|---|
| Type | Bank |
| Address | FORT SMITH, AR 72902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Oct 24, 2021 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Property Address | 10100 TURTLE BAY, FORT SMITH, AR 72903-5897 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Name | Verified Name |
|---|---|
| Address | 10100 TURTLE BAY, FORT SMITH, AR 72903-5897 |
| Document Number | 2024F00036 |
|---|---|
| Date | Jan 2, 2024 |
| Instrument | 2024F-00036 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jan 1, 2064 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Recording Date | Jan 23, 2024 |
| Property Address | 10100 TURTLE BAY, FORT SMITH, AR 72903-5897 |
| Document Number | 2024F01094 |
| Instrument Date | Jan 19, 2024 |
| Instrument | 2024F-01094 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2025 |
| Title Company | CAPITOL ABSTRACT CORPORATION, CAPITAL ABSTRACT & TTL CO LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,603.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2205 JEFFERSON TRL, DENTON, TX 76205-8285 |
| Name | Verified Name |
|---|---|
| Address | 10100 TURTLE BAY, FORT SMITH, AR 72903-5897 |
| Document Number | 2024F01095 |
|---|---|
| Date | Jan 23, 2024 |
| Instrument | 2024F-01095 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Recording Date | Nov 27, 2017 |
| Property Address | 10100 TURTLE BAY, FORT SMITH, AR 72903-5897 |
| Document Number | 2017F25745 |
| Instrument Date | Nov 22, 2017 |
| Instrument | 2017F-25745 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2025 |
| Title Company | WACO TITLE COMPANY, WACO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 10176, FORT SMITH, AR 72917-0176 |
| Name | Verified Name |
|---|---|
| Address | 1010 TURTLE BAY DR, FORT SMITH, AR 72916 |
| Document Number | 2017F25746 |
|---|---|
| Date | Nov 27, 2017 |
| Instrument | 2017F-25746 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2032 |
Source: Sebastian County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Sebastian County |
| Municipality | Fort Smith City |
| Unified School District | Fort Smith Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,468.00 | $76,958 (-) Land $12,600 Building $64,358 | $384,790 (-) Land $63,000 Building $321,790 |
| 2025 | $4,468.00 (+60.26%) | $76,958 (+44.88%) Land $12,600 Building $64,358 | $384,790 (+44.88%) Land $63,000 Building $321,790 |
| 2023 | $2,788.00 Homeowner's exemption | $53,120 Land $10,500 Building $42,620 | $265,600 Land $52,500 Building $213,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 2 (2000–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2019 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 50% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Aug 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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