1011 Spruce St, Aurora, IL 60506 Property Records

Kane County property record for 1011 Spruce St, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,118 sqft · built 1954
Lot Size	0.138 acres (6,013 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Sep 1999)
Tax Bill	$2,893 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-20-230-017`

Property Details

APN / Parcel Number

Primary APN	`15-20-230-017`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,118 sqft Living Area
Gross Area	2,439 sqft
Basement Area	745 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Frame
Lot Area	6,013 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1011 SPRUCE ST
City	AURORA
State	IL
Zip	60506-3747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST PARK ADDN LOT 20 BLK 28 LOT DIMENSIONS: 50 X 120.25 APPROX LOT SQ FT 6013 SUBDIVISION: SECTION 20 RANGE CODE: 001
Legal Subdivision	WEST PARK ADDN
Legal Block	28
Legal Lot Number	20
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2005
Census Tract	853100

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1011 SPRUCE ST, AURORA, IL 60506-3747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 1999 · Amount on Record
Deed Sale	Sep 1, 1999 · Amount on Record
Prior Sale	May 1, 1995 · Amount on Record
Deed Document Number	199985094
Last Transfer Date	Dec 5, 2013
Transfer Doc	0000011251
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1011 SPRUCE ST, AURORA, IL 60506-3747
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088342
Date	Nov 24, 2021
Instrument	2021K088342

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,893.00 (-37.8%) Homeowner's exemption Senior Citizen's exemption	$85,265 (+9.39%) Land $8,329 Building $76,936	$255,897 (+9.39%) Land $24,997 Building $230,900
2024		$77,946 (+22.66%) Land $7,614 Building $70,332	$233,932 (+22.71%) Land $22,851 Building $211,080
2022	$4,651.00 (-4.22%) Homeowner's exemption	$63,544 (+7.41%) Land $6,207 Building $57,337	$190,632 (+7.41%) Land $18,621 Building $172,011
2021	$4,856.00 Homeowner's exemption	$59,160 Land $5,779 Building $53,381	$177,480 Land $17,337 Building $160,143

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet, T-Mobile, Verizon, Watch TV.

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