1010 Spruce St, Aurora, IL 60506 Property Records

Kane County property record for 1010 Spruce St, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,248 sqft · built 1929
Lot Size	0.173 acres (7,530 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,352 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-20-232-009`

Property Details

APN / Parcel Number

Primary APN	`15-20-232-009`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
Gross Area	2,424 sqft
Basement Area	624 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Construction Type	Frame
Lot Area	7,530 sqft (0.173 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch

Location & Zoning

Street Address	1010 SPRUCE ST
City	AURORA
State	IL
Zip	60506-3748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST PARK ADDN : LOT 3 BLK 29 LOT DIMENSIONS: 50 X 150.6 APPROX LOT SQ FT 7530 SUBDIVISION: SECTION 20 RANGE CODE: 001
Legal Subdivision	WEST PARK ADDN
Legal Block	29
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2011
Census Tract	853100

Owner

Source: Kane County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1010 SPRUCE ST, AURORA, IL 60506-3748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 9, 2007
Transfer Doc	0000038502
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1010 SPRUCE ST, AURORA, IL 60506-3748
Transaction Type	Mortgage
Record Updated	Jan 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002246
Date	Jan 12, 2022
Instrument	2022K002246

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2032

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1010 SPRUCE ST, AURORA, IL 60506-3748
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011319
Date	Mar 3, 2017
Instrument	2017K011319

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2032

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,352.00 (+12.67%) Homeowner's exemption	$80,062 (+9.39%) Land $10,114 Building $69,948	$240,282 (+9.39%) Land $30,354 Building $209,928
2024		$73,190 (+22.66%) Land $9,246 Building $63,944	$219,658 (+22.71%) Land $27,749 Building $191,909
2022	$4,750.00 (+4.93%) Homeowner's exemption	$59,667 (+7.41%) Land $7,537 Building $52,130	$179,001 (+7.41%) Land $22,611 Building $156,390
2021	$4,527.00 Homeowner's exemption	$55,551 Land $7,017 Building $48,534	$166,653 Land $21,051 Building $145,602

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile, Watch TV.

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