1015 Spruce St, Aurora, IL 60506 Property Records

Kane County property record for 1015 Spruce St, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1952
Lot Size	0.144 acres (6,253 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Aug 2015)
Tax Bill	$4,651 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-20-230-016`

Property Details

APN / Parcel Number

Primary APN	`15-20-230-016`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	2,036 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	6,253 sqft (0.144 acres)
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1015 SPRUCE ST
City	AURORA
State	IL
Zip	60506-3747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST PARK ADDN W 2 FT LT 18 & ALL LOT 19 BLK 28 LOT DIMENSIONS: 52 X 120.25 - APPROX LOT SQ FT 6253 SUBDIVISION: SECTION 20 RANGE CODE: 001
Legal Subdivision	WEST PARK ADDN
Legal Block	28
Legal Lot Number	18-19
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2005
Census Tract	853100

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1015 SPRUCE ST, AURORA, IL 60506-3747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage OLD SECOND NATIONAL BANK
Apr 22, 2020	Deed of Trust, Mortgage · Line of Credit OLD SECOND NATIONAL BANK
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage OLD SECOND NATIONAL BANK
Feb 14, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2015 · Amount on Record
Deed Sale	Aug 28, 2015 · Amount on Record
Deed Document Number	201547138
Last Transfer Date	Feb 12, 2020
Transfer Doc	0000008285
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1015 SPRUCE ST, AURORA, IL 60506-3747
Transaction Type	Mortgage
Record Updated	May 18, 2021
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036087
Date	May 7, 2021
Instrument	2021K036087

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1015 SPRUCE ST, AURORA, IL 60506-3747
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	WHEATLAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020114
Date	Apr 22, 2020
Instrument	2020K020114

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1015 SPRUCE ST, AURORA, IL 60506-3747
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WHEATLAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020113
Date	Apr 22, 2020
Instrument	2020K020113

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.12%
Index	1-Year LIBOR
Max Rate	9.12%

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Feb 14, 2020
Property Address	1015 SPRUCE ST, AURORA, IL 60506-3747
Document Number	0000008285
Instrument Date	Feb 12, 2020
Instrument	8285
Transaction Type	Transfer
Record Updated	Feb 28, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 SPRUCE ST AURORA IL 605063747, AURORA, IL 60506-3747

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,651.00 (+12.67%) Homeowner's exemption	$70,627 (+9.39%) Land $8,329 Building $62,298	$211,966 (+9.39%) Land $24,997 Building $186,969
2024		$64,564 (+22.66%) Land $7,614 Building $56,950	$193,770 (+22.71%) Land $22,851 Building $170,918
2022	$4,128.00 (+5.06%) Homeowner's exemption	$52,635 (+7.41%) Land $6,207 Building $46,428	$157,905 (+7.41%) Land $18,621 Building $139,284
2021	$3,929.00 Homeowner's exemption	$49,004 Land $5,779 Building $43,225	$147,012 Land $17,337 Building $129,675

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet, T-Mobile, Verizon, Watch TV.

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