950 Spruce St, Aurora, IL 60506 Property Records

Kane County property record for 950 Spruce St, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,230 sqft · built 1952
Lot Size	0.194 acres (8,434 sqft)
Owner	2 Individual Names on File
Last Sale	$289,000 (Feb 2026)
Tax Bill	$5,224 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-21-110-001`

Property Details

APN / Parcel Number

Primary APN	`15-21-110-001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,230 sqft Living Area
Gross Area	2,410 sqft
Basement Area	820 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	8,434 sqft (0.194 acres)
Lot Dimensions	150 ft deep x 56 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	950 SPRUCE ST
City	AURORA
State	IL
Zip	60506-3746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST PARK ADD LOT 12 BLK 22
Legal Subdivision	WEST PARK ADD
Legal Block	22
Legal Lot Number	12
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2012
Census Tract	853100

Owner

950 Spruce St is owned and occupied by two individuals who bought it in February 2026.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	950 SPRUCE ST, AURORA, IL 60506-3746
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Dec 15, 2025	Warranty Deed, Transfer · Commercial Mortgage CONSTRUCTION LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2026 · Amount on File
Deed Sale	Feb 26, 2026 · Amount on File
Prior Sale	Dec 15, 2025 · Amount on File
Deed Document Number	20267772
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 26, 2026
Property Address	950 SPRUCE ST, AURORA, IL 60506-3746
Document Number	0000007772
Instrument Date	Feb 24, 2026
Instrument	2026K007772
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$289.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	950 SPRUCE ST, AURORA, IL 60506-3746

Mortgage

Document Number	0000007773
Date	Feb 26, 2026
Instrument	2026K007773

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 15, 2025
Property Address	950 SPRUCE ST, AURORA, IL 60506-3746
Document Number	0000049774
Instrument Date	Dec 5, 2025
Instrument	2025K049774
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	950 SPRUCE ST, AURORA, IL 60506-3746

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2501 CHATHAM RD STE N, N, SPRINGFIELD, IL 62704-4188

Mortgage

Document Number	0000049775
Date	Dec 15, 2025
Instrument	2025K049775

Lender

Name	CONSTRUCTION LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 950 Spruce St was $5,224, up 4.8% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,224.00 (+4.84%) Homeowner's exemption Senior Citizen's exemption	$86,345 (+9.39%) Land $10,018 Building $76,327	$259,139 (+9.39%) Land $30,066 Building $229,073
2024	$4,983.00 Homeowner's exemption	$78,933 Land $9,158 Building $69,775	$236,894 Land $27,485 Building $209,409
2022	$4,570.00 (+5.74%) Homeowner's exemption	$62,631 (+7.41%) Land $7,466 Building $55,165	$187,893 (+7.41%) Land $22,398 Building $165,495
2021	$4,322.00 Homeowner's exemption	$58,310 Land $6,951 Building $51,359	$174,930 Land $20,853 Building $154,077

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 950 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 950 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile, Watch TV.

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