1000 Rutledge Ave, Cincinnati, OH 45205 Property Records

Hamilton County property record for 1000 Rutledge Ave, Cincinnati, OH 45205

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,408 sqft · built 1931
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$169,000 (Oct 2022)
Tax Bill	$3,647 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`179-0077-0384-00`

Property Details

APN / Parcel Number

Primary APN	`179-0077-0384-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,408 sqft Living Area
1st Floor Area	704 sqft
2nd Floor Area	704 sqft
Basement Area	785 sqft

Exterior

Year Built	Built 1931
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1000 RUTLEDGE AVE
City	CINCINNATI
State	OH
Zip	45205-2022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUTLEDGE AVE 36.20 X 120.61 PT LOT 45 HERMAN ELSAESSER RTY CO 2ND
Legal Subdivision	HERMAN ELSAESSER REALTY CO
Legal Lot Number	45
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	4
Census Block	4005
Census Tract	9700

Owner

1000 Rutledge Ave is owned and occupied by an individual who bought it in October 2022.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1000 RUTLEDGE AVE, CINCINNATI, OH 45205-2022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed of Trust, Mortgage · Line of Credit SPRING VALLEY BANK
Oct 14, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Dec 14, 2018	Deed of Trust, Mortgage · Line of Credit SPRING VLY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2022 · Amount on File
Deed Sale	Oct 14, 2022 · Amount on File
Prior Sale	Dec 20, 2016 · Amount on File
Deed Document Number	0000097422
Deed Book / Page	14773 / 953
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1000 RUTLEDGE AVE, CINCINNATI, OH 45205-2022
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090090
Date	Sep 22, 2022
Book Page	14757/63
Instrument	2022-0090090

Lender

Name	SPRING VALLEY BANK
Type	Bank
Address	CINCINNATI, OH 45215

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	13 Months
Due	Oct 1, 2023

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 14, 2022
Property Address	1000 RUTLEDGE AVE, CINCINNATI, OH 45205-2022
Document Number	0000097422
Book / Page	14773 / 953
Map Reference	MB 33 PG 16&17
Instrument Date	Oct 11, 2022
Instrument	2022-0097422
Transaction Type	Transfer
Record Updated	Nov 25, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$507.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1000 RUTLEDGE AVE, CINCINNATI, OH 45205-2022

Mortgage

Document Number	0000097423
Date	Oct 14, 2022
Instrument	2022-0097423

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1000 RUTLEDGE AVE, CINCINNATI, OH 45205-2022
Document Number	0000109844
Instrument Date	Dec 14, 2018
Transaction Type	Mortgage
Record Updated	Jan 31, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2692 MADISON RD #NI-368 CINCINNATI OH 452081321, CINCINNATI, OH 45208-1321

Mortgage

Document Number	0000109844
Date	Dec 14, 2018
Book Page	013815/002243
Instrument	109844

Lender

Name	SPRING VLY BK
Type	Bank
Address	WYOMING, OH 45215

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 13, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1000 Rutledge Ave was $3,647, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,647.00 (+3.14%)	$59,150 (+%) Land $4,581 Building $54,569
2024	$3,536.00 (-2.21%)	$59,149 (-) Land $4,581 Building $54,568
2023	$3,616.00 (+353.13%)	$59,149 (+429.72%) Land $4,581 Building $54,568	$169,000 Land $13,090 Building $155,910
2022	$798.00	$11,166 Land $4,554 Building $6,612
2020			$31,900 Land $13,010 Building $18,890

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1000 Rutledge Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Sep 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1000 Rutledge Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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