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101 Main St, Cherry Valley, NY 13320 Property Records

Otsego County and Cherry Valley Town property record for 101 Main St, Cherry Valley, NY 13320

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,068 sqft · built 1900
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Last Sale$254,000 (Oct 2025)
Tax Bill$4,896 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN362401 58.10-2-52.00

Property Details

APN / Parcel Number

Primary APN362401 58.10-2-52.00
Alternative APNs
  • 240105801000020520000000
  • 035400

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,068 sqft Living Area
1st Floor Area1,276 sqft
2nd Floor Area792 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialWood
Lot Area11,326 sqft (0.26 acres)
Lot Width58 ft Width
Garage TypeAttached
Garage Area312 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area376 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number035400
Street Address101 MAIN ST
CityCHERRY VALLEY
StateNY
Zip13320-3728
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description981FILED MAP # 1808 0 0
Legal Block2
Legal Lot Number52.000
JurisdictionOTSEGO NY
Township / Civil DivisionCHERRY VALLEY
Census Block Group3
Census Block3026
Census Tract590101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Cherry Valley Village Historic District
listed 1988 · 232 contributing resources · NRIS 88000472

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Otsego County and Cherry Valley Town records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address183 PETERSON RD, LAURENS, NY 13796-2140
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 7, 2025 · Amount on Record
Deed SaleOct 7, 2025 · Amount on Record
Deed Document Number20253941
Record UpdatedSep 20, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTSEGO NY
Recording DateOct 7, 2025
Property Address101 MAIN ST, CHERRY VALLEY, NY 13320
Document Number0000000941
Instrument DateAug 26, 2025
Instrument2025-3941
Transaction TypeTransfer
Record UpdatedOct 29, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address183 PETERSON RD, LAURENS, NY 13796-2140

Mortgage

Document Number0000000942
DateOct 7, 2025
Instrument2025-3942
Lender
NameSIDNEY FCU
Agreement
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

Tax Assessment & Valuation

Source: Otsego County and Cherry Valley Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
County SubdivisionCherry Valley Town
MunicipalityCherry Valley Village
Unified School DistrictCherry Valley-Springfield Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,896.00 (+7.65%)$146,680 (-) Land $14,700 Building $131,980$209,543 (+2.86%) Land $21,000 Building $188,543
2024$4,548.00$146,680 (-) Land $14,700 Building $131,980$203,722 (+15.06%) Land $20,417 Building $183,305
2023$146,680 Land $14,700 Building $131,980$177,064 Land $17,745 Building $159,319

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHERRY VALLEY VILLAGE
serves 620 people · EPA ID NY3800144
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon.

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