Otsego County and Cherry Valley Town property record for 110 Main St, Cherry Valley, NY 13320
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,658 sqft · built 1890 |
| Lot Size | 1.21 acres (52,708 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $5,529 (2026) |
| Deeds & Mortgages | Jul 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 362401 58.14-2-35.00 |
| Primary APN | 362401 58.14-2-35.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,658 sqft Living Area |
| 1st Floor Area | 1,302 sqft |
| 2nd Floor Area | 1,356 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 52,708 sqft (1.21 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 690 sqft |
| Shed | 1 Shed |
| Tennis Court | Tennis Court |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 026650 |
|---|---|
| Street Address | 110 MAIN ST |
| City | CHERRY VALLEY |
| State | NY |
| Zip | 13320-2300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 972 0 0 |
| Legal Block | 2 |
| Legal Lot Number | 35.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | CHERRY VALLEY |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 590101 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Cherry Valley Village Historic District listed 1988 · 232 contributing resources · NRIS 88000472 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
110 Main St is owner-occupied and held in a trust since June 2022.
Source: Otsego County and Cherry Valley Town records, as of September 23, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 247, CHERRY VALLEY, NY 13320-0247 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 28, 2022 |
| Transfer Doc | 0000000059 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jul 25, 2022 |
| Property Address | 110 MAIN ST, CHERRY VALLEY, NY 13320-2300 |
| Document Number | 0000000059 |
| Instrument Date | Jun 28, 2022 |
| Instrument | 2022-4059 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | PO BOX 247, CHERRY VALLEY, NY 13320-0247 |
The 2026 property tax bill for 110 Main St was $5,529 with exemptions applied, up 4.1% from the year before.
Source: Otsego County and Cherry Valley Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Cherry Valley Town |
| Municipality | Cherry Valley Village |
| Unified School District | Cherry Valley-Springfield Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,529.00 (+4.1%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $5,311.00 | $181,545 Land $29,600 Building $151,945 | $259,350 Land $42,286 Building $217,064 |
| 2023 | $181,545 Land $29,600 Building $151,945 | $219,151 Land $35,731 Building $183,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 110 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 110 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHERRY VALLEY VILLAGE serves 620 people · EPA ID NY3800144 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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