92 Main St, Cherry Valley, NY 13320 Property Records

Otsego County and Cherry Valley Town property record for 92 Main St, Cherry Valley, NY 13320

Property Summary

Property TypeDuplex
Details7 bd · 2 ba · 2,993 sqft · built 1900
Lot Size1.48 acres (64,469 sqft)
Owner2 Company Names on Record
Tax Bill$4,336 (2026)
Deeds & MortgagesJul 2021 Transfer
Flood ZoneZone X (minimal risk)
APN362401 58.14-2-33.00

Property Details

APN / Parcel Number

Primary APN362401 58.14-2-33.00
Alternative APNs
  • 240105801400020330000000
  • 035799

Interior

Bedrooms7 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area2,993 sqft Total Area
1st Floor Area1,780 sqft
2nd Floor Area1,213 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialWood
Lot Area64,469 sqft (1.48 acres)
Garage TypeDetached
Garage Area1,273 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area20 sqft
PorchSlab
Porch Area240 sqft
Shed1 Shed
Canopy42 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number035799
Street Address92 MAIN ST
CityCHERRY VALLEY
StateNY
Zip13320-3726
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Block2
Legal Lot Number33.000
JurisdictionOTSEGO NY
Township / Civil DivisionCHERRY VALLEY
Census Block Group3
Census Block3027
Census Tract590101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Cherry Valley Village Historic District
listed 1988 · 232 contributing resources · NRIS 88000472

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Otsego County and Cherry Valley Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing AddressPO BOX 91, CHERRY VALLEY, NY 13320-0091
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 13, 2021
Transfer Doc895
Record UpdatedOct 29, 2026

July 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOTSEGO NY
Recording DateJul 13, 2021
Property Address92 MAIN ST, CHERRY VALLEY, NY 13320-3726
Document Number895
Instrument DateJul 13, 2021
Instrument2021-3895
Transaction TypeTransfer
Record UpdatedAug 18, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 362, CHERRY VALLEY, NY 13320-0362

Tax Assessment & Valuation

Source: Otsego County and Cherry Valley Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
County SubdivisionCherry Valley Town
MunicipalityCherry Valley Village
Unified School DistrictCherry Valley-Springfield Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,336.00 (-47.26%) Homeowner's exemption
2025$8,221.00$140,790 (-) Land $30,300 Building $110,490$201,129 (+18.34%) Land $43,286 Building $157,843
2023$140,790 Land $30,300 Building $110,490$169,954 Land $36,577 Building $133,377

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHERRY VALLEY VILLAGE
serves 620 people · EPA ID NY3800144
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Main St

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