Hamilton County property record for 1002 Normal Ave, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,032 sqft · built 2015 |
| Lot Size | 0.132 acres (5,778 sqft) |
| Owner | Individual Name on File |
| Last Sale | $597,000 (Sep 2020) |
| Tax Bill | $3,512 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit May 2024 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 136A D 020.01 |
| Primary APN | 136A D 020.01 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,032 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,778 sqft (0.132 acres) |
| Lot Dimensions | 140 ft deep x 41.1 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0000380947 |
|---|---|
| Street Address | 1002 NORMAL AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-3004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 14 BLK 5 NORMAL PARK CORRECTED PB4 PG41 42 OUT OF 136A-D-020 FOR 2014 |
| Legal Subdivision | NORMAL PARK ADD |
| Legal Block | 5 |
| Legal Lot Number | 14 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County assessment roll, as of May 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11002 NORMAL AVE, CHATTANOOGA, TN 37405 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2021 | Deed of Trust, Mortgage · Line of Credit TRUST FCU |
| May 8, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TENNESSEE VALLEY FCU |
| Sep 11, 2020 | Warranty Deed, Transfer · Conventional with PMI NEW AMERICAN FNDG |
| Feb 13, 2018 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 11, 2020 · Amount on Record |
| Deed Sale | Sep 11, 2020 · Amount on Record |
| Prior Sale | Feb 13, 2018 · Amount on Record |
| Deed Document Number | 0012149205 |
| Deed Book / Page | 12149 / 205 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1002 NORMAL AVE, CHATTANOOGA, TN 37405-3004 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000000113 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 12419/351 |
| Instrument | 2021032900113 |
| Name | TRUST FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37415 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 10, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1002 NORMAL AVE, CHATTANOOGA, TN 37405-3004 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000000134 |
|---|---|
| Date | May 8, 2024 |
| Book Page | 13587/64 |
| Instrument | 2024050800134 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 11, 2020 |
| Property Address | 1002 NORMAL AVE, CHATTANOOGA, TN 37405-3004 |
| Document Number | 0911000287 |
| Book / Page | 012149 / 000205 |
| Instrument Date | Sep 11, 2020 |
| Instrument | 200911000287 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2020 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,209.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1002 NORMAL AVE CHATTANOOGA TN 374053004, CHATTANOOGA, TN 37405-3004 |
| Document Number | 911000288 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 012149/000208 |
| Instrument | 200911000288 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 10, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 13, 2018 |
| Property Address | 1002 NORMAL AVE, CHATTANOOGA, TN 37405-3004 |
| Document Number | 0000000105 |
| Book / Page | 11270 / 178 |
| Map Reference | MB4 PG41&42 |
| Instrument Date | Feb 12, 2018 |
| Instrument | 2018021300105 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2022 |
| Title Company | TITLE GUARANTY & TRUST CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,938.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1002 NORMAL AVE, CHATTANOOGA, TN 37405-3004 |
| Document Number | 0000000106 |
|---|---|
| Date | Feb 13, 2018 |
| Instrument | 2018021300106 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2048 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,512.00 (+17.77%) | $231,725 (+73.8%) | $926,900 (+73.8%) Land $225,000 Building $701,900 |
| 2024 | $2,982.00 | $133,325 (-) | $533,300 (-) Land $150,000 Building $383,300 |
| 2023 | $2,982.00 | $133,325 (-) | $533,300 (-) Land $150,000 Building $383,300 |
| 2022 | $2,982.00 | $133,325 | $533,300 Land $150,000 Building $383,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
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