1009 Bernard Ave, Findlay, OH 45840 Property Records

Hancock County property record for 1009 Bernard Ave, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 900 sqft · built 1955
Lot Size	0.344 acres (15,002 sqft)
Owner	Individual Name on Record
Last Sale	$44,600 (Jun 2021)
Tax Bill	$1,659 (2025)
Deeds & Mortgages	Feb 2026 Transfer Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1011-074-12-005.000`

Property Details

APN / Parcel Number

Primary APN	`1011-074-12-005.000`
Alternative APN	`580000250780`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	200 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	225 sqft
Patio Area	128 sqft
Canopy	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1009 BERNARD AVE
City	FINDLAY
State	OH
Zip	45840-5505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCMANNESS ADD LOT 8768 E17.5FT & LOT 8769 & W7.5 LOT 8770
Legal Subdivision	MCMANNESS ADD
Legal Lot Number	8768
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	1
Census Block	1005
Census Tract	600

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	308 W YATES AVE, FINDLAY, OH 45840-1154
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Transfer on Death Deed, Transfer
Jun 24, 2021	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2021 · Amount on Record
Deed Sale	Jun 24, 2021 · Amount on Record
Prior Sale	May 15, 2006 · Amount on Record
Deed Document Number	20217396
Deed Book / Page	2583 / 3940
Prior Transfer Date	Jun 17, 2021
Prior Transfer Doc	02583/3940
Record Updated	Oct 29, 2026

February 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HANCOCK OH
Recording Date	Feb 27, 2026
Property Address	1009 BERNARD AVE, FINDLAY, OH 45840-5505
Document Number	002627/168
Book / Page	2627 / 168
Instrument Date	Feb 23, 2026
Instrument	202600001437
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jun 24, 2021
Property Address	1009 BERNARD AVE, FINDLAY, OH 45840-5505
Document Number	02583/3940
Book / Page	2583 / 3940
Instrument Date	Jun 17, 2021
Instrument	202100007396
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	GOLDEN KEY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 W YATES AVE, FINDLAY, OH 45840-1154

Mortgage

Document Number	202100007397
Date	Jun 24, 2021
Instrument	202100007397

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,659.00 (+19.44%)	$52,750 (+38.38%) Land $9,730 Building $43,020	$150,700 (+38.37%) Land $27,800 Building $122,900
2024	$1,389.00 (-0.14%)	$38,120 (-) Land $6,490 Building $31,630
2023	$1,391.00	$38,120 Land $6,490 Building $31,630
2022			$108,910 Land $18,530 Building $90,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: Amplex Wireless, MetaLINK Technologies.

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