1004 Bernard Ave, Findlay, OH 45840 Property Records

Hancock County property record for 1004 Bernard Ave, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 900 sqft · built 1954
Lot Size0.14 acres (6,120 sqft)
OwnerIndividual Name on File
Last Sale$49,900 (Dec 1996)
Tax Bill$907 (2025)
Flood ZoneZone X (minimal risk)
APN1011-074-10-022.000

Property Details

APN / Parcel Number

Primary APN1011-074-10-022.000
Alternative APN
  • 590000274620

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures1 Plumbing Fixture
Total Rooms5 Rooms
Stories1 Story
Building Area900 sqft Living Area
1st Floor Area900 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area6,120 sqft (0.14 acres)
Lot Dimensions120 ft deep x 51 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area133 sqft
Patio Area196 sqft
Canopy133 sqft

Utilities, Heating & Cooling

Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1004 BERNARD AVE
CityFINDLAY
StateOH
Zip45840-5506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARKSIDE 1ST ADD LOT 17
Legal SubdivisionPARKSIDE 1ST ADD
Legal Lot Number17
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group1
Census Block1006
Census Tract600

Owner

1004 Bernard Ave is owned by an individual who acquired it in September 2024.

Source: Hancock County records, as of May 29, 2026

Owner of RecordIndividual Name on File
Mailing Address18925 OLYMPIC DR, FINDLAY, OH 45840-9453
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 3, 1996 · Amount on File
Deed SaleDec 3, 1996 · Amount on File
Prior SaleMay 6, 1994 · Amount on File
Last Transfer DateSep 6, 2024
Transfer Doc02613/3515
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1004 Bernard Ave was $907, up 7.1% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$907.00 (+7.08%)$28,850 (+24.03%) Land $5,450 Building $23,400$82,430 Land $15,560 Building $66,870
2024$847.00 (-0.24%)$23,260 (-) Land $4,390 Building $18,870
2023$849.00$23,260 Land $4,390 Building $18,870
2022$66,460 Land $12,550 Building $53,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1004 Bernard Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1004 Bernard Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
HDER Link
Fixed Wireless
100 / 100

May also be available: Amplex Wireless, MetaLINK Technologies.

Nearby Properties on Bernard Ave

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