Hancock County property record for 945 Bernard Ave, Findlay, OH 45840
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,018 sqft · built 1955 |
| Lot Size | 0.459 acres (19,998 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,679 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Feb 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1011-074-13-001.000 |
| Primary APN | 1011-074-13-001.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,018 sqft Living Area |
| 1st Floor Area | 1,614 sqft |
| Basement Area | 807 sqft |
| Unfinished Basement | 807 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 19,998 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 227 sqft |
| Patio Area | 384 sqft |
| Heating System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 945 BERNARD AVE |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-5503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCMANNESS ADD LOT 8765-8766 |
| Legal Subdivision | MCMANNESS ADD |
| Legal Lot Number | 8765 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 600 |
Source: Hancock County records · APN 1011-074-13-001.000
Assessment roll updated May 29, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 945 BERNARD AVE, FINDLAY, OH 45840-5503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 05, 2023 | Survivorship Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Feb 15, 2023 | Certificate of Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Jun 05, 2023 |
| Property Address | 945 BERNARD AVE, FINDLAY, OH 45840-5503 |
| Document Number | 02603/2991 |
| Book / Page | 2603 / 2991 |
| Instrument Date | May 25, 2023 |
| Instrument | 202300003633 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2023 |
| Title Company | GOLDEN KEY TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 945 BERNARD AVE, FINDLAY, OH 45840-5503 |
| Document Number | 202300003634 |
|---|---|
| Date | Jun 05, 2023 |
| Instrument | 202300003634 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2053 |
| Document Type | Certificate of Transfer |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Feb 15, 2023 |
| Property Address | 945 BERNARD AVE, FINDLAY, OH 45840-5503 |
| Document Number | 02600/5919 |
| Book / Page | 2600 / 5919 |
| Instrument Date | Feb 09, 2023 |
| Instrument | 202300000986 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2101 GREENDALE AVE, FINDLAY, OH 45840-7160 |
Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,679.00 (+18.86%) | $87,390 (+37.9%) Land $12,970 Building $74,420 | $249,680 (+37.91%) Land $37,050 Building $212,630 |
| 2023 | $2,254.00 Homeowner's exemption | $63,370 Land $8,650 Building $54,720 | |
| 2022 | $181,040 Land $24,700 Building $156,340 |
Source: FEMA National Flood Hazard Layer, Hancock County (39063C), as of June 2, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| HDER Link Fixed Wireless | 100 / 100 |
May also be available: Amplex Electric, Defiance Holdings.
Based on FCC filings for 499 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system OH3200111, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FINDLAY CITY PWS serves 54,040 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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