1013 Bernard Ave, Findlay, OH 45840 Property Records

Hancock County property record for 1013 Bernard Ave, Findlay, OH 45840 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1960
Square Footage898 sqft Living Area
Lot Size10,202 sqft (0.234 acres)
OccupancyOwner Occupied
Last Sale$160,000 (2025)
Tax Bill$1,361.00 (2025)

Property Details

APN / Parcel Number

Primary APN1011-074-12-004.000
Alternative APN
  • 580000250790

Interior

Bedrooms2 Beds
Full Baths1 Baths
Plumbing Fixtures3 Plumbing Fixtures
Total Rooms5 Rooms
Building Area898 sqft Living Area
1st Floor898 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area10,202 sqft (0.234 acres)
Depth X Width200 ft x 51 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage Area720 sqft Garage

Exterior Amenities

Deck Area284 sqft Deck
Patio Area40 sqft Patio
Porch Area20 sqft Porch
Canopy Area300 sqft Canopy

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1013 BERNARD AVE
CityFINDLAY
StateOH
Zip45840-5505
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMCMANNESS ADD LOT 8770 E42.5FT W1/2 ALY
Legal SubdivisionMCMANNESS ADD
Legal Lot Number8770
JurisdictionHANCOCK OH
Minor Civil DivisionFINDLAY
Census Blockgroup1
Census Block1005
Census Tract600

Owner

Source: Hancock County records · APN 1011-074-12-004.000

Assessment roll updated May 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1013 BERNARD AVE, FINDLAY, OH 45840-5505
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 01, 2009Deed of Trust, Mortgage · Veterans Administration Mortgage
JPMORGAN CHASE BANK NA
Dec 29, 2005Corporation Deed, Transfer
FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 30, 2025 · Amount on Record
Deed SaleMay 30, 2025 · Amount on Record
Prior SaleAug 05, 2014 · Amount on Record
Deed Doc Number20254535
Deed Book / Page2619 / 3310
Record RefreshedSep 20, 2026

September 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address1013 BERNARD AVE, FINDLAY, OH 45840-5505
Transaction TypeMortgage
Record UpdatedJul 01, 2026
Title CompanyWHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02364/1078
DateSep 01, 2009
Book Page2364/1078
Instrument200900009559
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2039

December 2005: Corporation Deed, Transfer

Document TypeCorporation Deed
JurisdictionHANCOCK OH
Recording DateDec 29, 2005
Property Address1013 BERNARD AVE, FINDLAY, OH 45840-5505
Document Number02283/2431
Book / Page2283 / 2431
Instrument DateDec 13, 2005
Instrument200500017175
Transaction TypeTransfer
Record UpdatedJul 01, 2026
Title CompanyRESOURCE TITLE, RESOURCE TITLE AGENCY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address10790 RANCHO RD, SAN DIEGO, CA 92127

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 FOUNTAIN SQUARE PLZ, CINCINNATI, OH 45202-3102

Mortgage

Document Number200500017176
DateDec 29, 2005
Instrument200500017176
Lender
NameFIFTH THIRD MORTGAGE CO
TypeMortgage Company
Agreement
AmountAmount Recorded
Term361 Months
DueJan 01, 2036

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,361.00 (+17.73%)$44,420 (+36.68%) Land $6,620 Building $37,800$126,910 (+36.65%) Land $18,900 Building $108,010
2023$1,156.00 Homeowner's exemption$32,500 Land $4,410 Building $28,090
2022$92,870 Land $12,600 Building $80,270

Flood & Wildfire

1013 Bernard Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Hancock County (39063C), updated June 2, 2011

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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