1008 W 7th St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1008 W 7th St, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1924
Square Footage1,346 sqft Living Area
Lot Size7,000 sqft (0.161 acres)
OccupancyOwner Occupied
Last Sale$88,500 (2024)
Tax Bill$1,774.00 (2025)

Property Details

APN / Parcel Number

Primary APN8913-26-451-004

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,346 sqft Living Area
1st Floor572 sqft 1st Floor
Basement Area572 sqft Basement
Unfinished Basement572 sqft Unfinished
Game RoomGame Room
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area7,000 sqft (0.161 acres)
Depth X Width140 ft x 50 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage TypeDetached Garage
Garage Area780 sqft Garage
Shed1 Shed
Shed Area120 sqft Shed
Patio Area312 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1008 W 7TH ST
CityWATERLOO
StateIA
Zip50702-2816
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLEAVITT JOHNSON AND MILLER ADD LOT 16 BLK 7
Legal Range13W
Legal Township89N
Legal Section26
Legal SubdivisionLEAVITT JOHNSON AND MILLER ADD
Legal Block7
Legal Lot Number16
JurisdictionBLACK HAWK IA
Minor Civil DivisionWATERLOO
Census Blockgroup1
Census Block1013
Census Tract200

Owner

Source: Black Hawk County records · APN 8913-26-451-004

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1008 W 7TH ST, WATERLOO, IA 50702-2816
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2019Deed of Trust, Mortgage · Stand Alone First Mortgage
UNIVERSITY OF IOWA CREDIT UNION
Apr 26, 2023Quit Claim Deed, Transfer
Quitclaim Document
Feb 25, 2019Warranty Deed, Transfer · Stand Alone First Mortgage
UNIVERSITY OF IOWA CREDIT UNION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 20, 2024 · Amount on Record
Deed SaleAug 20, 2024 · Amount on Record
Prior SaleJun 15, 2021 · Amount on Record
Deed Doc Number202419090
Prior Transfer DateApr 19, 2023
Prior Transfer Doc0000014368
Record RefreshedSep 20, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1008 W 7TH ST, WATERLOO, IA 50702-2816
Transaction TypeMortgage
Record UpdatedAug 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900012861
DateFeb 25, 2019
Instrument201900012861
Lender
NameUNIVERSITY OF IOWA CREDIT UNION
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term121 Months
DueMar 01, 2029

April 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBLACK HAWK IA
Recording DateApr 26, 2023
Property Address1008 W 7TH ST, WATERLOO, IA 50702-2816
Document Number202300014368
Instrument DateApr 19, 2023
Instrument202300014368
Transaction TypeTransfer
Record UpdatedJul 18, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4835 YELLOWSTONE DR, WATERLOO, IA 50701-9286

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateFeb 25, 2019
Property Address1008 W 7TH ST, WATERLOO, IA 50702-2816
Document Number201900012859
Instrument DateFeb 14, 2019
Instrument201900012859
Transaction TypeTransfer
Record UpdatedJul 18, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1008 W 7TH ST, WATERLOO, IA 50702-2816

Mortgage

Document Number201900012860
DateFeb 25, 2019
Instrument201900012860
Lender
NameUNIVERSITY OF IOWA CREDIT UNION
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5.1%
Type Change DateMar 05, 2029
Max Rate At Change2.7%

Mortgage

Document Number201900012859
DateFeb 25, 2019
Instrument201900012859
Lender
NameUNIVERSITY OF IOWA CREDIT UNION
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueMar 01, 2049
Interest
Rate TypeAdjustable Rate
Rate5.1%
Type Change DateMar 05, 2029
Index1-Year CMT

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,774.00$90,250 (+10.41%) Land $11,250 Building $79,000$90,250 (+10.41%) Land $11,250 Building $79,000
2024$1,774.00 (+13.57%)
2023$81,740 (+14.92%) Land $11,250 Building $70,490$81,740 (+14.92%) Land $11,250 Building $70,490
2022$1,562.00 (+3.24%)$71,130 Land $11,250 Building $59,880
2021$1,513.00$71,130 Land $11,250 Building $59,880

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AO, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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