Black Hawk County property record for 1020 W 7th St, Waterloo, IA 50702 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,283 sqft · built 1906 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $69,000 (Oct 2019) |
| Tax Bill | $1,410 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-26-451-007 |
| Primary APN | 8913-26-451-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,283 sqft Living Area |
| 1st Floor Area | 684 sqft |
| Basement Area | 684 sqft |
| Unfinished Basement | 684 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1906 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 216 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1020 W 7TH ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-2816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEAVITT JOHNSON AND MILLER ADD LOT 13 BLK 7 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 26 |
| Legal Subdivision | LEAVITT JOHNSON AND MILLER ADD |
| Legal Block | 7 |
| Legal Lot Number | 13 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 200 |
Source: Black Hawk County records · APN 8913-26-451-007
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1020 W 7TH ST, WATERLOO, IA 50702-2816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2019 | Deed of Trust, Mortgage · Stand-Alone First Mortgage DAS ACQUISITION |
| Oct 22, 2019 | Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 22, 2019 · Amount on Record |
| Deed Sale | Oct 22, 2019 · Amount on Record |
| Prior Sale | Nov 22, 2005 · Amount on Record |
| Deed Document Number | 2019202000007489 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1020 W 7TH ST, WATERLOO, IA 50702-2816 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202000007491 |
|---|---|
| Date | Oct 22, 2019 |
| Instrument | 202000007491 |
| Name | DAS ACQUISITION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 01, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Oct 22, 2019 |
| Property Address | 1020 W 7TH ST, WATERLOO, IA 50702-2816 |
| Document Number | 202000007489 |
| Instrument Date | Oct 18, 2019 |
| Instrument | 202000007489 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1020 W 7TH ST, WATERLOO, IA 50702-2816 |
| Document Number | 202000007490 |
|---|---|
| Date | Oct 22, 2019 |
| Instrument | 202000007490 |
| Name | DAS ACQUISITION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,410.00 Homeowner's exemption | $84,120 (+11.79%) Land $11,250 Building $72,870 | $84,120 (+11.79%) Land $11,250 Building $72,870 |
| 2024 | $1,410.00 (+9.98%) | ||
| 2023 | $75,250 (+11.93%) Land $11,250 Building $64,000 | $75,250 (+11.93%) Land $11,250 Building $64,000 | |
| 2022 | $1,282.00 Homeowner's exemption | $67,230 Land $11,250 Building $55,980 | |
| 2021 | $67,230 Land $11,250 Building $55,980 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AO, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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