940 W 7th St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 940 W 7th St, Waterloo, IA 50702

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,414 sqft · built 1914
Lot Size0.096 acres (4,200 sqft)
OwnerIndividual Name on Record
Last Sale$62,000 (Oct 2009)
Tax Bill$1,090 (2025)
Flood ZoneZone X (minimal risk)
APN8913-26-411-018

Property Details

APN / Parcel Number

Primary APN8913-26-411-018

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,414 sqft Living Area
1st Floor Area672 sqft
Basement Area672 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1914
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area4,200 sqft (0.096 acres)
Lot Dimensions140 ft deep x 30 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area268 sqft
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address940 W 7TH ST
CityWATERLOO
StateIA
Zip50702-2134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJOHNSONS ADDITION SW 1/2 LOT 8 BLK 5
Legal Range13W
Legal Township89N
Legal Section26
Legal SubdivisionJOHNSONS ADDITION
Legal Block5
Legal Lot Number8
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1009
Census Tract200

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address940 W 7TH ST, WATERLOO, IA 50702-2134
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2009 · Amount on Record
Deed SaleOct 1, 2009 · Amount on Record
Deed Document Number20092010006753
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,090.00 (+0.37%) Homeowner's exemption$64,300 (+6.7%) Land $5,700 Building $58,600$64,300 (+6.7%) Land $5,700 Building $58,600
2024$1,086.00 (+18.56%)
2023$60,260 (+19.11%) Land $5,700 Building $54,560$60,260 (+19.11%) Land $5,700 Building $54,560
2022$916.00 Homeowner's exemption$50,590 Land $5,700 Building $44,890
2021$50,590 Land $5,700 Building $44,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AO, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1980)
Most Recent ClaimJul 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

Nearby Properties on W 7th St

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