1012 W 7th St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1012 W 7th St, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1925
Square Footage	768 sqft Living Area
Lot Size	7,000 sqft (0.161 acres)
Last Sale	$39,000 (2019)
Tax Bill	$1,234.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-26-451-005`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	768 sqft Living Area
1st Floor	768 sqft 1st Floor
Basement Area	768 sqft Basement
Unfinished Basement	768 sqft Unfinished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	7,000 sqft (0.161 acres)
Depth X Width	140 ft x 50 ft Depth x Width
Parking Spaces	1 Parking Spaces
Porch	1 Porch
Porch Area	144 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1012 W 7TH ST
City	WATERLOO
State	IA
Zip	50702-2816
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LEAVITT JOHNSON AND MILLER ADD LOT 15 BLK 7
Legal Range	13W
Legal Township	89N
Legal Section	26
Legal Subdivision	LEAVITT JOHNSON AND MILLER ADD
Legal Block	7
Legal Lot Number	15
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	1
Census Block	1013
Census Tract	200

Owner

Source: Black Hawk County records · APN 8913-26-451-005

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 2005, WATERLOO, IA 50704-2005
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 30, 2019 · Amount on Record
Deed Sale	May 30, 2019 · Amount on Record
Deed Doc Number	201917871
Record Refreshed	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1012 W 7TH ST, WATERLOO, IA 50702-2816
Transaction Type	Mortgage
Record Updated	Aug 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2018-00001003
Date	Jul 19, 2017
Instrument	2018-00001003

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Aug 01, 2027

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,234.00	$62,350 (+9.67%) Land $11,250 Building $51,100	$62,350 (+9.67%) Land $11,250 Building $51,100
2024	$1,234.00 (+11.37%)
2023		$56,850 (+12.64%) Land $11,250 Building $45,600	$56,850 (+12.64%) Land $11,250 Building $45,600
2022	$1,108.00	$50,470 Land $11,250 Building $39,220
2021			$50,470 Land $11,250 Building $39,220

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AO, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.