1109 McCay Ave, Oneonta, AL 35121 Property Records

Blount County property record for 1109 McCay Ave, Oneonta, AL 35121

Property Summary

Property Type	Single Family Home
Details	1,380 sqft · built 1955
Lot Size	0.379 acres (16,500 sqft)
Owner	Individual Name on File
Last Sale	$113,000 (Apr 2020)
Tax Bill	$760 (2026)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-09-30-4-001-009`

Property Details

APN / Parcel Number

Primary APN	`16-09-30-4-001-009`
Alternative APNs	`026932` `26932` `64414`

Interior

Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,380 sqft Living Area
1st Floor Area	1,380 sqft
Flooring	Hardwood
Interior Walls	Wood

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	16,500 sqft (0.379 acres)
Lot Dimensions	165 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	64414
Street Address	1109 MCCAY AVE
City	ONEONTA
State	AL
Zip	35121-2627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 1/2 BLK 5 MCCAY ADD, PB 1/31 IN S 29 & 30--
Legal Range	02E
Legal Township	12S
Legal Section	30
Legal Subdivision	MCCAY ADD
Legal Block	5
Legal Lot Number	1,4
Jurisdiction	BLOUNT AL
Township / Civil Division	ONEONTA
Census Block Group	2
Census Block	2009
Census Tract	50105

Owner

1109 McCay Ave is owned and occupied by an individual who bought it in April 2020.

Source: Blount County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1109 MCCAY AVE, ONEONTA, AL 35121-2627
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2020 · Amount on File
Deed Sale	Apr 29, 2020 · Amount on File
Prior Sale	Nov 3, 2010
Deed Document Number	202010016058
Deed Book / Page	2020 / 12022
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLOUNT AL
Recording Date	Apr 29, 2020
Property Address	1109 MCCAY AVE, ONEONTA, AL 35121-2627
Document Number	2020/12022
Book / Page	2020 / 12022
Instrument Date	Apr 29, 2020
Instrument	10016058
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	950 COUNTY ROAD 380, 950, CENTRE, AL 35960-7811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 MCCAY AVE, ONEONTA, AL 35121-2627

Mortgage

Document Number	2020/12024
Date	Apr 29, 2020
Book Page	2020/12024
Instrument	10016059

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1109 McCay Ave was $760 with a homeowner's exemption, up 6.4% from the year before.

Source: Blount County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Blount County
Municipality	Oneonta City
Unified School District	Oneonta City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$760.00 (+6.44%) Homeowner's exemption
2025	$714.00 (-0.97%)	$17,160 (-0.92%)	$171,540 (-0.97%) Land $13,000 Building $158,540
2024	$721.00 (+8.26%) Homeowner's exemption	$17,320 (+7.58%) Land $1,300 Building $16,020	$173,220 (+7.56%) Land $13,000 Building $160,220
2023	$666.00 (+5.88%) Homeowner's exemption	$16,100 (+5.37%) Land $1,300 Building $14,800	$161,040 (+5.41%) Land $13,000 Building $148,040
2022	$629.00 Homeowner's exemption	$15,280 Land $1,300 Building $13,980	$152,780 Land $13,000 Building $139,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1109 McCay Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1109 McCay Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ONEONTA, UB OF THE serves 19,971 people · EPA ID AL0000103
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20