1008 E 10th St, Lynn Haven, FL 32444 Property Records

Bay County property record for 1008 E 10th St, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,617 sqft · built 2017
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Nov 2022)
Tax Bill	$4,775 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10793-000-000`

Property Details

APN / Parcel Number

Primary APN	`10793-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,617 sqft Living Area
Gross Area	2,100 sqft
1st Floor Area	1,617 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	483 sqft
Driveway	Driveway
Driveway Area	448 sqft
Porch	Open Porch
Porch Area	148 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1008 E 10TH ST
City	LYNN HAVEN
State	FL
Zip	32444-2762
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA
Legal Description	LYNN HAVEN E1/2 OF LOTS 9 & 10 BLK 341 ORB 4634 P 67
Legal Range	14W
Legal Township	03S
Legal Section	09
Legal Subdivision	LYNN HAVEN
Legal Block	341
Legal Lot Number	9,10
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	3
Census Block	3038
Census Tract	1402

Owner

Source: Bay County assessment roll, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1008 E 10TH ST, LYNN HAVEN, FL 32444-2762
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 24, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 23, 2022 · Amount on Record
Deed Sale	Nov 23, 2022 · Amount on Record
Prior Sale	Oct 24, 2017 · Amount on Record
Deed Document Number	202284587
Deed Book / Page	4634 / 67
Prior Transfer Date	Jul 20, 2022
Prior Transfer Doc	0000054089
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Nov 23, 2022
Property Address	1008 E 10TH ST, LYNN HAVEN, FL 32444-2762
Document Number	0046340067
Book / Page	4634 / 67
Map Reference	MB 5 PG 9&10
Instrument Date	Nov 23, 2022
Instrument	2022084587
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18711 OAK RD W # W1, W1, GULF SHORES, AL 36542-5603

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1008 E 10TH ST, LYNN HAVEN, FL 32444-2762

Mortgage

Document Number	0000463469
Date	Nov 23, 2022
Instrument	4634/69

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

October 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Oct 24, 2017
Property Address	1008 E 10TH ST, LYNN HAVEN, FL 32444-2762
Document Number	0039481447
Book / Page	003948 / 001447
Instrument Date	Oct 20, 2017
Instrument	61424
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 27, 2018
Title Company	OMEGA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,676.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 E 10TH ST LYNN HAVEN FL 324442762, LYNN HAVEN, FL 32444-2762

Mortgage

Document Number	39481449
Date	Oct 24, 2017
Book Page	003948/001449
Instrument	61425

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2047

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,775.00 (+3.31%)	$317,445 (+8.57%) Land $44,625 Building $272,820	$317,445 (+8.57%) Land $44,625 Building $272,820
2024	$4,622.00 (+2.48%)
2023	$4,510.00 (+74.47%)	$292,387 (+35%) Land $41,756 Building $250,631	$292,387 (+32.14%) Land $41,756 Building $250,631
2022	$2,585.00 Homeowner's exemption	$216,585	$221,267 Land $30,600 Building $190,667

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	41 (1995–2021)
Claims Outside the SFHA	35 of 41
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Tropical Storm Fred, Aug 2021 · 4 claims Hurricane Michael, Oct 2018 · 17 claims Severe Storms And Flooding, Jul 2013 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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