901 E 10th St, Lynn Haven, FL 32444 Property Records

Bay County property record for 901 E 10th St, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,288 sqft · built 1963
Lot Size	0.257 acres (11,238 sqft)
Owner	Individual Name on File
Last Sale	$35,000 (May 1991)
Tax Bill	$436 (2025)
Deeds & Mortgages	Oct 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`10752-000-000`

Property Details

APN / Parcel Number

Primary APN	`10752-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,288 sqft Heated Area
Gross Area	1,407 sqft
1st Floor Area	1,288 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1968
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,238 sqft (0.257 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Mixed
Porch	Porch
Porch Area	42 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	901 E 10TH ST
City	LYNN HAVEN
State	FL
Zip	32444-2759
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LYNN HAVEN (18.3) W 75' LOTS 18,19 & 20 BLK 331 ORB 1320 P 1446
Legal Range	14W
Legal Township	03S
Legal Section	09
Legal Subdivision	LYNN HAVEN
Legal Block	331
Legal Lot Number	18-20 19
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	3
Census Block	3049
Census Tract	1402

Owner

Source: Bay County assessment roll, APN 10752-000-000, as of July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	901 E 10TH ST, LYNN HAVEN, FL 32444-2759
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 29, 1991 · Amount on Record
Deed Sale	May 29, 1991 · Amount on Record
Deed Document Number	0013201446
Record Updated	Jun 08, 2026

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BAY FL
Property Address	901 E 10TH ST, LYNN HAVEN, FL 32444-2759
Document Number	0041891712
Instrument Date	Oct 09, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 E 10TH ST LYNN HAVEN FL 324442759, LYNN HAVEN, FL 32444-2759

Mortgage

Document Number	0041891712
Date	Nov 12, 2019
Book Page	004189/001712
Instrument	97806

Lender

Name	SPECIALIZED LN SERVICING
Type	Funding / Finance Company
Address	HIGHLANDS RANCH, CO 80129

Agreement

Amount	Amount Recorded
Term	204 Months
Due	Nov 11, 2036

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Bay County assessment roll as of July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$436.00 (-13.66%) Homeowner's exemption	$61,394 (+5.99%)	$100,703 (+8.34%) Land $52,500 Building $48,203
2023	$505.00 (+9.31%) Homeowner's exemption	$57,926 (+3%)	$92,955 (+22.47%) Land $49,125 Building $43,830
2022	$462.00 Homeowner's exemption	$56,239	$75,899 Land $36,000 Building $39,899

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), as of September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050014023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	41 (1995–2021)
Claims Outside the SFHA	35 of 41
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Tropical Storm Fred, Aug 2021 · 4 claims Hurricane Michael, Oct 2018 · 17 claims Severe Storms And Flooding, Jul 2013 · 9 claims

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 256 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL1030435, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.