1005 E 10th St, Lynn Haven, FL 32444 Property Records

Bay County property record for 1005 E 10th St, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,803 sqft · built 2014
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on File
Last Sale	$364,000 (Jun 2025)
Tax Bill	$3,058 (2025)
Deeds & Mortgages	Jul 2026 Sale May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10756-020-000`

Property Details

APN / Parcel Number

Primary APN	`10756-020-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,803 sqft Living Area
Gross Area	2,307 sqft
1st Floor Area	1,803 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	504 sqft
Driveway	Driveway
Driveway Area	840 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	66 sqft
Patio Area	128 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1005 E 10TH ST
City	LYNN HAVEN
State	FL
Zip	32444-2761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LYNN HAVEN E 1/2 LOTS 19 & 20 BLK 332 ORB 4678 P 1188
Legal Range	14W
Legal Township	03S
Legal Section	09
Legal Subdivision	LYNN HAVEN
Legal Block	332
Legal Lot Number	19,20
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	3
Census Block	3048
Census Tract	1402

Owner

Source: Bay County assessment roll, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1005 E 10TH ST, LYNN HAVEN, FL 32444-2761
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 17, 2017	Warranty Deed, Transfer · VA Mortgage CENTENNIAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 20, 2025 · Amount on Record
Deed Sale	Jun 20, 2025 · Amount on Record
Prior Sale	May 17, 2017 · Amount on Record
Deed Document Number	202534709
Deed Book / Page	4924 / 1931
Prior Transfer Date	Apr 14, 2023
Prior Transfer Doc	0000022815
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jul 16, 2026
Property Address	1005 E 10TH ST, LYNN HAVEN, FL 32444-2761
Document Number	0000043326
Book / Page	5057 / 518
Instrument Date	Jun 28, 2026
Instrument	202643326
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1005 E 10TH ST, LYNN HAVEN, FL 32444-2761

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	May 17, 2017
Property Address	1005 E 10TH ST, LYNN HAVEN, FL 32444-2761
Document Number	0039010850
Book / Page	3901 / 0850
Instrument Date	May 15, 2017
Instrument	2017028017
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	CORNERSTONE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	905 WYOMING AVE, 905, LYNN HAVEN, FL 32444-1964

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 E 10TH ST, LYNN HAVEN, FL 32444-2761

Mortgage

Document Number	2017028018
Date	May 17, 2017
Instrument	2017028018

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,058.00 (+9.29%) Homeowner's exemption	$228,509 (+5.99%)	$267,652 (+8.73%) Land $44,625 Building $223,027
2023	$2,798.00 (+11.52%) Homeowner's exemption	$215,601 (+4.44%)	$246,158 (+13.68%) Land $41,756 Building $204,402
2022	$2,509.00 Homeowner's exemption	$206,427	$216,530 Land $30,600 Building $185,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	41 (1995–2021)
Claims Outside the SFHA	35 of 41
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Tropical Storm Fred, Aug 2021 · 4 claims Hurricane Michael, Oct 2018 · 17 claims Severe Storms And Flooding, Jul 2013 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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