1006 E 10th St, Lynn Haven, FL 32444 Property Records

Bay County property record for 1006 E 10th St, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,497 sqft · built 2017
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Sep 2024)
Tax Bill	$3,285 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10793-010-000`

Property Details

APN / Parcel Number

Primary APN	`10793-010-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,497 sqft Living Area
Gross Area	1,928 sqft
1st Floor Area	1,497 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	431 sqft
Driveway	Driveway
Driveway Area	480 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	172 sqft
Patio Area	12 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1006 E 10TH ST
City	LYNN HAVEN
State	FL
Zip	32444-2762
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LYNN HAVEN W1/2 OF LOTS 9 & 10 BLK 341 ORB 4838 P 2170
Legal Range	14W
Legal Township	03S
Legal Section	09
Legal Subdivision	LYNN HAVEN
Legal Block	341
Legal Lot Number	9,10
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	3
Census Block	3038
Census Tract	1402

Owner

Source: Bay County assessment roll, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1006 E 10TH ST, LYNN HAVEN, FL 32444-2762
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Quit Claim Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
Aug 12, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
May 31, 2017	Warranty Deed, Subdivision Related Transfer · VA Mortgage PANHANDLE EDUCATORS FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 9, 2024 · Amount on Record
Deed Sale	Sep 9, 2024 · Amount on Record
Prior Sale	Aug 12, 2021 · Amount on Record
Deed Document Number	202453152
Deed Book / Page	4838 / 2170
Prior Transfer Date	Nov 30, 2023
Prior Transfer Doc	0047541918
Record Updated	Sep 20, 2026

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Dec 5, 2023
Property Address	1006 E 10TH ST, LYNN HAVEN, FL 32444-2762
Document Number	0047541918
Book / Page	4754 / 1918
Map Reference	MB 5 PG 9
Instrument Date	Nov 30, 2023
Instrument	2023075564
Transaction Type	Transfer
Record Updated	Dec 29, 2023
Title Company	CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	565 HIGHWAY 223, CHIPLEY, FL 32428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1006 E 10TH ST, LYNN HAVEN, FL 32444-2762

Mortgage

Document Number	0047541920
Date	Dec 5, 2023
Instrument	4754/1920

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Aug 12, 2021
Property Address	1006 E 10TH ST, LYNN HAVEN, FL 32444-2762
Document Number	0044462236
Book / Page	4446 / 2236
Map Reference	MB 5 PG 9
Instrument Date	Aug 11, 2021
Instrument	2021062229
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	704 W MARION ST, 704, ELKHART, IN 46516-2724

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 WATTS AVE, CHIPLEY, FL 32428-1417

Mortgage

Document Number	44462238
Date	Aug 12, 2021
Instrument	4446/2238

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	May 31, 2017
Property Address	1006 E 10TH ST, LYNN HAVEN, FL 32444-2762
Document Number	0039051232
Book / Page	3905 / 1232
Map Reference	MB5 PG9
Instrument Date	May 26, 2017
Instrument	2017030890
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 23, 2021
Title Company	OMEGA TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 GRAND LAGOON SHORES DR, 130, PANAMA CITY, FL 32408-5131

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1006 E 10TH ST, LYNN HAVEN, FL 32444-2762

Mortgage

Document Number	2017030891
Date	May 31, 2017
Instrument	2017030891

Lender

Name	PANHANDLE EDUCATORS FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,285.00 (+3.37%) Homeowner's exemption	$259,963 (+8.74%) Land $44,625 Building $215,338	$259,963 (+8.74%) Land $44,625 Building $215,338
2024	$3,178.00 (-12.76%)
2023	$3,643.00 (+17.86%)	$239,061 (+12.93%) Land $41,756 Building $197,305	$239,061 (+12.93%) Land $41,756 Building $197,305
2022	$3,091.00	$211,691 Land $30,600 Building $181,091	$211,691 Land $30,600 Building $181,091

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	41 (1995–2021)
Claims Outside the SFHA	35 of 41
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Tropical Storm Fred, Aug 2021 · 4 claims Hurricane Michael, Oct 2018 · 17 claims Severe Storms And Flooding, Jul 2013 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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