1007 Watson St, Key West, FL 33040 Property Records

Monroe County property record for 1007 Watson St, Key West, FL 33040 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,152 sqft · built 1918
Lot Size	0.037 acres (1,611 sqft)
Owner	Individual Name on File
Last Sale	$1,150,000 (Mar 2022)
Tax Bill	$8,579 (2024)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jul 2019 Sale & Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`00033300-000100`

Property Details

APN / Parcel Number

Primary APN	`00033300-000100`
Alternative APNs	`01010100033300000100` `8497539`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,152 sqft Living Area
1st Floor Area	846 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1918
Effective Year Built	Effective 2018
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,611 sqft (0.037 acres)
Lot Dimensions	63 ft deep x 26 ft wide
Porch	Open Porch
Porch Area	256 sqft
Patio Area	97 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C

Location & Zoning

Account Number	8497539
Street Address	1007 WATSON ST
City	KEY WEST
State	FL
Zip	33040-3571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KW PT OF TR 13 OR807-2157/58 OR1034-1288/89 OR1054-1378/79 OR1237-2411/12R/S OR1690-1822/26(RES NO 01-1085) OR1695-1276/84E OR1770-1005/10R/S OR1990-2120/22L/E OR2029-2214/17C OR2743-2213/16 OR2973-2193 OR3160-1534
Legal Range	25E
Legal Township	68S
Legal Section	05
Legal Subdivision	GWYNN
Legal Tract	13
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2001
Census Tract	972800

Owner

Source: Monroe County records · APN 00033300-000100

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	317 CONCORD AVE, CAMBRIDGE, MA 02138-1207
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Jul 08, 2019	Warranty Deed, Transfer · Line of Credit FIRST ST BK/FL KEYS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 14, 2022 · Amount on Record
Deed Sale	Mar 14, 2022 · Amount on Record
Prior Sale	Jul 08, 2019 · Amount on Record
Deed Document Number	20222365586
Deed Book / Page	3160 / 1534
Prior Transfer Date	May 27, 2015
Prior Transfer Doc	0027432213
Record Updated	Jun 08, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 14, 2022
Property Address	1007 WATSON ST, KEY WEST, FL 33040-3571
Document Number	0031601534
Book / Page	3160 / 1534
Instrument Date	Mar 11, 2022
Instrument	2365586
Transaction Type	Transfer
Record Updated	Apr 04, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$8,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30554 18TH LN, 30554, BIG PINE KEY, FL 33043-4668

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 CONCORD AVE, CAMBRIDGE, MA 02138-1207

Mortgage

Document Number	0031601536
Date	Mar 14, 2022
Instrument	3160/1536

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 08, 2019
Property Address	1007 WATSON ST, KEY WEST, FL 33040-3571
Document Number	0029732193
Book / Page	002973 / 002193
Instrument Date	Jul 01, 2019
Instrument	2227723
Transaction Type	Transfer
Record Updated	Jul 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,115.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	30554 18TH LN BIG PINE KEY FL 330434668, BIG PINE KEY, FL 33043-4668

Mortgage

Document Number	29732196
Date	Jul 08, 2019
Book Page	002973/002196
Instrument	2227725

Lender

Name	FIRST ST BK/FL KEYS
Type	Bank
Address	KEY WEST, FL 33041-1526

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 07, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$994,669 (+11.08%) Land $444,396 Building $550,273	$994,669 (+11.08%) Land $444,396 Building $550,273
2024	$8,579.00 (+7.86%)
2023	$7,954.00 (+39.89%)	$895,446 (+5.77%) Land $386,551 Building $508,895	$895,446 (+5.77%) Land $386,551 Building $508,895
2022	$5,686.00	$846,582 Land $332,379 Building $514,203	$846,582 Land $332,379 Building $514,203

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879728002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Flood Insurance Cost	Premium on Record median of 191 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	198 units insured 7 under condo master policies
Nearby Flood Claims	4 (1994–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017, other causes, Hurricane Irma
Claims By Storm	Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 917 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA, AT&T, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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