1008 Watson St, Key West, FL 33040 Property Records

Monroe County property record for 1008 Watson St, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,149 sqft · built 1923
Lot Size	0.066 acres (2,883 sqft)
Owner	Individual Name on File
Last Sale	$1,550,000 (Jun 2022)
Tax Bill	$10,975 (2024)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Feb 2022 Sale
Flood Zone	Zone X (moderate risk)
APN	`00031280-000100`

Property Details

APN / Parcel Number

Primary APN	`00031280-000100`
Alternative APNs	`01010100031280000100` `8843224`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,149 sqft Living Area
1st Floor Area	982 sqft
Attic	Attic
Attic Area	151 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1923
Effective Year Built	Effective 2018
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,883 sqft (0.066 acres)
Lot Dimensions	58 ft deep x 50 ft wide

Exterior Amenities

Pool Area	192 sqft
Porch	Open Porch
Porch Area	182 sqft
Deck Area	522 sqft
Patio Area	522 sqft
Fence	Fence
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	8843224
Old Parcel Number	01010100031280000100
Street Address	1008 WATSON ST
City	KEY WEST
State	FL
Zip	33040-3318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KW G G WATSON SUB I-209 PT LOT 6 SQR 3 TR 13 OR1275-250 OR2628-2236 OR3157-1063 OR3177-2047
Legal Range	25E
Legal Township	68S
Legal Section	05
Legal Subdivision	KW G G WATSON SUB
Legal Tract	13
Legal Lot Number	6
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2002
Census Tract	972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1008 Watson St is owned and occupied by an individual who bought it in June 2022.

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1008 WATSON ST, KEY WEST, FL 33040-3318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Warranty Deed, Transfer · Balloon Mortgage SUMMER SISTERS LLC
Feb 25, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2022 · Amount on File
Deed Sale	Jun 7, 2022 · Amount on File
Prior Sale	Feb 25, 2022 · Amount on File
Deed Document Number	2378592
Deed Book / Page	3177 / 2047
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 7, 2022
Property Address	1008 WATSON ST, KEY WEST, FL 33040-3318
Document Number	0031772047
Book / Page	3177 / 2047
Map Reference	MB 1 PG 209
Instrument Date	Jun 6, 2022
Instrument	2378592
Transaction Type	Transfer
Record Updated	Jun 24, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1121 MARGARET ST, 1121, KEY WEST, FL 33040-3211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 WATSON ST, KEY WEST, FL 33040-3318

Mortgage

Document Number	0031772049
Date	Jun 7, 2022
Instrument	3177/2049

Lender

Name	SUMMER SISTERS LLC
Type	Non-Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Feb 25, 2022
Property Address	1008 WATSON ST, KEY WEST, FL 33040-3318
Document Number	0031571063
Book / Page	3157 / 1063
Map Reference	MB 1 PG 209
Instrument Date	Feb 17, 2022
Instrument	2363314
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount on Record
Tax	$10,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1725 NE 18TH ST, 1725, FORT LAUDERDALE, FL 33305-3427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 S NEW YORK AVE, WINTER PARK, FL 32789-4298

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,322,196 (+0.47%) Land $708,818 Building $613,378	$1,322,196 (+0.47%) Land $708,818 Building $613,378
2024	$10,975.00 (+4.92%) Homeowner's exemption	$1,315,956 (+10.11%) Land $708,818 Building $607,138	$1,315,956 (+10.11%) Land $708,818 Building $607,138
2023	$10,460.00 (+23.6%)	$1,195,156 (+7.11%) Land $616,555 Building $578,601	$1,195,156 (+7.11%) Land $616,555 Building $578,601
2022	$8,463.00	$1,115,864 Land $530,149 Building $585,715	$1,115,864 Land $530,149 Building $585,715

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1008 Watson St in Zone X, an area of moderate flood risk, though there have been 4 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 191 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	198 units insured incl. 7 condo units
Nearby Flood Claims	4 (1994–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1008 Watson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

Nearby Properties on Watson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures