Monroe County property record for 1004 Watson St, #2, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 862 sqft · built 1923 |
| Lot Size | 0.055 acres (2,405 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,831 (2025) |
| Deeds & Mortgages | Apr 2022 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 00031230-002000 |
| Primary APN | 00031230-002000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 862 sqft Living Area |
| 1st Floor Area | 862 sqft |
| Flooring | Wood |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 2,405 sqft (0.055 acres) |
| Porch | Open Porch |
| Porch Area | 100 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 9105024 |
|---|---|
| Street Address | 1004 WATSON ST, 2 |
| City | KEY WEST |
| State | FL |
| Zip | 33040-3318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HNC-1 |
| Legal Description | UNIT 2 KW G G WATSON SUB I-209 PT LTS 1-2 AND 6 SQR 3 TR 13 G38-55 OR826-952 OR849-1673 OR849-1672 OR878-2198 OR878-2199 OR878-2201 OR929-29 OR991-828 OR1334-278 OR1482-1870 OR2517-2301 OR2547-1629 OR2614-1744 OR2624-1326 OR2707-2058 OR2845-1468 OR31 |
| Legal Tract | 13 |
| Legal Lot Number | 1-2,6 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 972800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1004 Watson St, #2 is owned and occupied by an individual.
Source: Monroe County records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1004 WATSON ST, 2, KEY WEST, FL 33040-3318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 18, 2022 |
| Property Address | 1004 WATSON ST # 2, 2, KEY WEST, FL 33040-3318 |
| Document Number | 0031672464 |
| Book / Page | 3167 / 2464 |
| Map Reference | MB 3134 PG 1004 |
| Instrument Date | Mar 3, 2022 |
| Instrument | 2371194 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $4,340.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22 ALLAMANDA AVE, KEY WEST, FL 33040-6202 |
| Name | Verified Name |
|---|---|
| Address | 1004 WATSON ST # 2, 2, KEY WEST, FL 33040-3318 |
The 2025 property tax bill for 1004 Watson St, #2 was $2,831 with a homeowner's exemption, up 5.8% from the year before.
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,831.00 (+5.75%) Homeowner's exemption | $317,200 | $792,142 Land $611,029 Building $181,113 |
| 2024 | $2,677.00 (+2.06%) | ||
| 2023 | $2,623.00 (-49.08%) Homeowner's exemption | $299,283 (-52.06%) | $696,962 (+11.65%) Land $531,494 Building $165,468 |
| 2022 | $5,151.00 | $624,231 Land $457,009 Building $167,222 | $624,231 Land $457,009 Building $167,222 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1004 Watson St, #2 in Zone X, an area of moderate flood risk, though there have been 4 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 191 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 198 units insured incl. 7 condo units |
| Nearby Flood Claims | 4 (1994–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1004 Watson St, #2 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications, T-Mobile.
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