Monroe County property record for 1004 Watson St, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 810 sqft · built 1923 |
| Lot Size | 0.055 acres (2,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $428,000 (Jun 2025) |
| Tax Bill | $7,038 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 00031230-001000 |
| Primary APN | 00031230-001000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 810 sqft Living Area |
| 1st Floor Area | 810 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Multi-Family |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 2,405 sqft (0.055 acres) |
| Porch | Open Porch |
| Porch Area | 185 sqft |
| Patio Area | 220 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 9105023 |
|---|---|
| Street Address | 1004 WATSON ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-3318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HNC-1 |
| Legal Description | UNIT 1 KW G G WATSON SUB I-209 PT LTS 1-2 AND 6 SQR 3 TR 13 G38-55 OR826-952 OR849-1673 OR849-1672 OR878-2198 OR878-2199 OR878-2201 OR929-29 OR991-828 OR1334-278 OR1482-1870 OR2517-2301 OR2547-1629 OR2614-1744 OR2624-1326 OR2707-2058 OR2845-1468 OR31 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 05 |
| Legal Subdivision | G G WATSONS SUBDIVISION |
| Legal Tract | 13 |
| Legal Lot Number | 1-2,6 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 972800 |
Source: Monroe County records · APN 00031230-001000
Assessment roll updated December 8, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 24131 VECCHIO, SAN ANTONIO, TX 78260-3520 |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 03, 2025 · Amount on Record |
| Deed Sale | Jun 03, 2025 · Amount on Record |
| Prior Sale | Apr 21, 2022 · Amount on Record |
| Deed Document Number | 20252503112 |
| Deed Book / Page | 3328 / 2485 |
| Prior Transfer Date | Mar 03, 2022 |
| Prior Transfer Doc | 0002371196 |
| Record Updated | Sep 20, 2026 |
Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,038.00 (+1,372.38%) | $787,068 Land $611,029 Building $176,039 | $787,068 Land $611,029 Building $176,039 |
| 2024 | $478.00 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 191 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 198 units insured incl. 7 condo units |
| Nearby Flood Claims | 4 (1994–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications, T-Mobile USA.
Based on FCC filings for 917 locations within half a mile of this property.
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