10058 Challenger Cir, Spring Valley, CA 91978 Property Records

San Diego County property record for 10058 Challenger Cir, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,733 sqft · built 2001
Lot Size	0.162 acres (7,053 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,500 (Apr 2001)
Tax Bill	$6,092 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`580-261-29-00`

Property Details

APN / Parcel Number

Primary APN	`580-261-29-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,733 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	7,053 sqft (0.162 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	10058 CHALLENGER CIR
City	SPRING VALLEY
State	CA
Zip	91978-2014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 42 TR 013866
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	013866
Legal Block	3
Legal Lot Number	42
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3004
Census Tract	13506

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10058 CHALLENGER CIR, SPRING VALLEY, CA 91978-2014
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU
Nov 9, 2020	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Jan 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA COAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2001 · Amount on Record
Deed Sale	Apr 18, 2001 · Amount on Record
Deed Document Number	2001237732
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10058 CHALLENGER CIR, SPRING VALLEY, CA 91978-2014
Transaction Type	Mortgage
Record Updated	Dec 8, 2022
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10058 CHALLENGER CIR, SPRING VALLEY, CA 91978-2014

Mortgage

Document Number	0000455384
Date	Dec 1, 2022
Instrument	2022-0455384

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10058 CHALLENGER CIR, SPRING VALLEY, CA 91978-2014
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10058 CHALLENGER CIR, SPRING VALLEY, CA 91978-2014

Mortgage

Document Number	0000699912
Date	Nov 9, 2020
Instrument	2020-0699912

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2040

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10058 CHALLENGER CIR, SPRING VALLEY, CA 91978-2014
Document Number	0000007243
Instrument Date	Jan 2, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2018
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10058 CHALLENGER CIR SPRING VALLEY CA 919782014, SPRING VALLEY, CA 91978-2014

Mortgage

Document Number	0000007243
Date	Jan 8, 2018
Instrument	7243

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150-2080

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 7, 2028

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$468,909 (+2%) Land $176,740 Building $292,169
2025	$6,092.00 (+7.27%) Homeowner's exemption	$459,716 (+4.04%) Land $173,275 Building $286,441
2023	$5,679.00 (+1.63%) Homeowner's exemption	$441,867 Land $166,548 Building $275,319
2022	$5,588.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 53% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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