10027 Challenger Cir, Spring Valley, CA 91978 Property Records

San Diego County property record for 10027 Challenger Cir, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,920 sqft · built 2001
Lot Size	0.118 acres (5,120 sqft)
Owner	Company Name on Record
Last Sale	$725,000 (Mar 2007)
Tax Bill	$12,133 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`580-261-01-00`

Property Details

APN / Parcel Number

Primary APN	`580-261-01-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	2,920 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	5,120 sqft (0.118 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	10027 CHALLENGER CIR
City	SPRING VALLEY
State	CA
Zip	91978-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 14 TR 013866
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	013866
Legal Block	3
Legal Lot Number	14
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3003
Census Tract	13506

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10027 CHALLENGER CIR, SPRING VALLEY, CA 91978-2015
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Deed of Trust, Mortgage · Line of Credit KINECTA FCU
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 29, 2023	Intrafamily Transfer, Transfer
Dec 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2007 · Amount on Record
Deed Sale	Mar 5, 2007 · Amount on Record
Prior Sale	Apr 29, 2005 · Amount on Record
Deed Document Number	2007149649
Last Transfer Date	Mar 22, 2023
Transfer Doc	0000080387
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10027 CHALLENGER CIR, SPRING VALLEY, CA 91978-2015
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10027 CHALLENGER CIR, SPRING VALLEY, CA 91978-2015

Mortgage

Document Number	0000018328
Date	Jan 13, 2022
Instrument	2022-0018328

Lender

Name	KINECTA FCU
Type	Credit Union
Address	MANHATTAN BEACH, CA 90266

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 31, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10027 CHALLENGER CIR, SPRING VALLEY, CA 91978-2015
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10027 CHALLENGER CIR, SPRING VALLEY, CA 91978-2015

Mortgage

Document Number	0000184203
Date	Mar 10, 2021
Instrument	2021-0184203

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 29, 2023
Property Address	10027 CHALLENGER CIR, SPRING VALLEY, CA 91978-2015
Document Number	0000080387
Map Reference	MAP 13866
Instrument Date	Mar 22, 2023
Instrument	2023-0080387
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	10027 CHALLENGER CIR, SPRING VALLEY, CA 91978-2015

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10027 CHALLENGER CIR, SPRING VALLEY, CA 91978-2015
Document Number	0000006064
Instrument Date	Dec 31, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10027 CHALLENGER CIR SPRING VALLEY CA 919782015, SPRING VALLEY, CA 91978-2015

Mortgage

Document Number	0000006064
Date	Jan 7, 2020
Instrument	6064

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$990,696 (+2%) Land $450,937 Building $539,759
2025	$12,133.00 (+13.84%) Homeowner's exemption	$971,272 (+11.64%) Land $442,096 Building $529,176
2023	$10,658.00 (+1.74%) Homeowner's exemption	$870,000 Land $385,000 Building $485,000
2022	$10,476.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 49% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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