San Diego County property record for 10035 Challenger Cir, Spring Valley, CA 91978
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,733 sqft · built 2001 |
| Lot Size | 0.118 acres (5,136 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,030,000 (Mar 2022) |
| Tax Bill | $13,654 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Nov 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 580-261-02-00 |
| Primary APN | 580-261-02-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,733 sqft Living Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 5,136 sqft (0.118 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 10035 CHALLENGER CIR |
|---|---|
| City | SPRING VALLEY |
| State | CA |
| Zip | 91978-2015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 15 TR 013866 |
| Legal Subdivision | SAN DIEGO COUNTRY ESTATES I |
| Legal Tract | 013866 |
| Legal Block | 3 |
| Legal Lot Number | 15 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 13506 |
Source: San Diego County records · APN 580-261-02-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10035 CHALLENGER CIR, SPRING VALLEY, CA 91978-2015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Mar 17, 2022 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 22, 2021 | Grant Deed, Transfer · Commercial Mortgage CONVENTUS LLC |
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 05, 2017 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 17, 2022 · Amount on Record |
| Deed Sale | Mar 17, 2022 · Amount on Record |
| Prior Sale | Nov 22, 2021 · Amount on Record |
| Deed Document Number | 2022120556 |
| Prior Transfer Date | Jan 18, 2006 |
| Prior Transfer Doc | 0000052743 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 17, 2022 |
| Property Address | 10035 CHALLENGER CIR, SPRING VALLEY, CA 91978-2015 |
| Document Number | 0000120556 |
| Map Reference | MAP 13866 |
| Instrument Date | Feb 18, 2022 |
| Instrument | 2022-0120556 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2022 |
| Title Company | TICOR TITLE NLS, TICOR TITLE SD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 10035 CHALLENGER CIR, SPRING VALLEY, CA 91978-2015 |
| Document Number | 0000120557 |
|---|---|
| Date | Mar 17, 2022 |
| Instrument | 2022-0120557 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 22, 2021 |
| Property Address | 10035 CHALLENGER CIR, SPRING VALLEY, CA 91978-2015 |
| Document Number | 0000803226 |
| Map Reference | MAP 13866 |
| Instrument Date | Sep 29, 2021 |
| Instrument | 2021-0803226 |
| Transaction Type | Transfer |
| Record Updated | Dec 03, 2021 |
| Title Company | TICOR TITLE-SAN DIEGO, TICOR TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 231237, SAN DIEGO, CA 92193-1237 |
| Document Number | 0000803227 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 2021-0803227 |
| Name | CONVENTUS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 10035 CHALLENGER CIR, SPRING VALLEY, CA 91978-2015 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 10035 CHALLENGER CIR, SPRING VALLEY, CA 91978-2015 |
| Document Number | 0000576032 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 2020-0576032 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 10035 CHALLENGER CIR, SPRING VALLEY, CA 91978-2015 |
| Document Number | 0000471020 |
| Instrument Date | Oct 05, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10035 CHALLENGER CIR SPRING VALLEY CA 919782015, SPRING VALLEY, CA 91978-2015 |
| Document Number | 0000471020 |
|---|---|
| Date | Oct 11, 2017 |
| Instrument | 471020 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 10, 2047 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,114,903 (+2%) Land $649,458 Building $465,445 | |
| 2025 | $13,654.00 (+12.42%) | $1,093,043 (+10.3%) Land $636,724 Building $456,319 |
| 2023 | $12,146.00 (+36.23%) | $991,000 Land $577,000 Building $414,000 |
| 2022 | $8,916.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | High above 73% of the US · above 49% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: California Internet.
Based on FCC filings for 306 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OTAY WATER DISTRICT serves 242,155 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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