10042 Challenger Cir, Spring Valley, CA 91978 Property Records

San Diego County property record for 10042 Challenger Cir, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,920 sqft · built 2001
Lot Size	0.176 acres (7,684 sqft)
Owner	2 Individual Names on File
Last Sale	$665,000 (Jun 2017)
Tax Bill	$9,860 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`580-261-30-00`

Property Details

APN / Parcel Number

Primary APN	`580-261-30-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	2,920 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	7,684 sqft (0.176 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	10042 CHALLENGER CIR
City	SPRING VALLEY
State	CA
Zip	91978-2014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 43 TR 013866
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	013866
Legal Block	3
Legal Lot Number	43
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3004
Census Tract	13506

Owner

10042 Challenger Cir is owned by two individuals who bought it in June 2017.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4725 BOUGAINVILLE DR, HONOLULU, HI 96818-3179
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Jun 22, 2017	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2017 · Amount on File
Deed Sale	Jun 22, 2017 · Amount on File
Prior Sale	Apr 11, 2001 · Amount on File
Deed Document Number	2017283589
Prior Transfer Date	Mar 9, 2007
Prior Transfer Doc	0000206656
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10042 CHALLENGER CIR, SPRING VALLEY, CA 91978-2014
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	NAVY FEDERAL TITLE AGENCY LLC, NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10042 CHALLENGER CIR, SPRING VALLEY, CA 91978-2014
Investor	Possibly a Property Investor

Mortgage

Document Number	0000381927
Date	May 19, 2021
Instrument	2021-0381927

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 22, 2017
Property Address	10042 CHALLENGER CIR, SPRING VALLEY, CA 91978-2014
Document Number	0000283589
Instrument Date	May 18, 2017
Instrument	283589
Transaction Type	Transfer
Record Updated	Jun 29, 2017
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$731.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10042 CHALLENGER CIR SPRING VALLEY CA 919782014, SPRING VALLEY, CA 91978-2014

Mortgage

Document Number	283591
Date	Jun 22, 2017
Instrument	283591

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10042 Challenger Cir was $9,860.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$787,215 (+2%) Land $272,183 Building $515,032
2025	$9,860.00	$771,781 Land $266,847 Building $504,934
2023	$9,167.00 (+1.44%) Homeowner's exemption	$741,814 Land $256,486 Building $485,328
2022	$9,037.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10042 Challenger Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10042 Challenger Cir is high, ranking above 77% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 53% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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