1005 Lord Ranch Rd, Waco, TX 76705 Property Records

McLennan County property record for 1005 Lord Ranch Rd, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,702 sqft · built 2016
Lot Size	0.247 acres (10,759 sqft)
Owner	2 Individual Names on File
Last Sale	$530,670 (Dec 2025)
Tax Bill	$2,460 (2025)
Deeds & Mortgages	Dec 2025 Reverse Mortgage May 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-043006-000206-0`

Property Details

APN / Parcel Number

Primary APN	`28-043006-000206-0`
Alternative APN	`371718`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,702 sqft Living Area
Gross Area	2,102 sqft
1st Floor Area	1,702 sqft
Flooring	Carpet

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	10,759 sqft (0.247 acres)
Lot Dimensions	171 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	464 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	53 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1005 LORD RANCH RD
City	WACO
State	TX
Zip	76705-3202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH FORK PH 2 PT 1 LOT 6 BLOCK 2 ACRES .247
Legal Subdivision	SOUTH FORK PH 2 PT 1
Legal Block	2
Legal Lot Number	6
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	4
Census Block	4010
Census Tract	1700

Owner

1005 Lord Ranch Rd is owned and occupied by two individuals who bought it in December 2025.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1005 LORD RANCH RD, WACO, TX 76705-3202
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Intrafamily Transfer, Transfer · Reverse Mortgage TRADITIONAL MORTGAGE ACCEPTANCE COR
May 5, 2020	Loan Modification, Mortgage ALLIANCE BK CTRL TX
Mar 16, 2020	Warranty Deed, Transfer TEXAS TITLE - THE PEARSON FIRM
Aug 26, 2019	Deed of Trust, Mortgage SWBC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2025 · Amount on File
Deed Sale	Dec 23, 2025 · Amount on File
Prior Sale	Mar 16, 2020
Deed Document Number	202539122
Prior Transfer Date	Jul 29, 2016
Prior Transfer Doc	0000030617
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLENNAN TX
Recording Date	Dec 23, 2025
Property Address	1005 LORD RANCH RD, WACO, TX 76705-3202
Document Number	0000039122
Map Reference	FILE 2014030237
Instrument Date	Dec 16, 2025
Instrument	2025039122
Transaction Type	Transfer
Record Updated	Jan 8, 2026
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 LORD RANCH RD, WACO, TX 76705-3202

Mortgage

Document Number	0000039123
Date	Dec 23, 2025
Instrument	2025039123

Lender

Name	TRADITIONAL MORTGAGE ACCEPTANCE COR
Type	Subprime Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	1005 LORD RANCH RD, WACO, TX 76705-3202
Document Number	0000016143
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1212 LIVE OAK ST MARLIN TX 766612605, MARLIN, TX 76661-2605

Mortgage

Document Number	0000016143
Date	May 19, 2020
Instrument	16143

Lender

Name	ALLIANCE BK CTRL TX
Type	Bank
Address	PO BOX 7554, WACO, TX 76714-7554

Agreement

Amount	Amount on Record
Term	12 Months
Due	May 18, 2021

Interest

Rate	4.75%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Mar 16, 2020
Property Address	1005 LORD RANCH RD, WACO, TX 76705-3202
Document Number	0000008784
Instrument Date	Mar 13, 2020
Instrument	8784
Transaction Type	Transfer
Record Updated	May 25, 2020
Title Company	TEXAS TITLE - THE PEARSON FIRM

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1005 LORD RANCH RD WACO TX 767053202, WACO, TX 76705-3202

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1005 LORD RANCH RD, WACO, TX 76705-3202
Document Number	0000029634
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 26, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1005 LORD RANCH RD WACO TX 767053202, WACO, TX 76705-3202

Mortgage

Document Number	0000029634
Date	Sep 4, 2019
Instrument	29634

Lender

Name	SWBC MTG
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1005 Lord Ranch Rd was $2,460, down 19.3% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	La Vega Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,538 (+0.97%) Land $55,410 Building $240,128	$295,538 (+0.97%) Land $55,410 Building $240,128
2025	$2,460.00 (-19.26%) Homeowner's exemption Senior Citizen's exemption	$292,690 Land $50,350 Building $242,340	$292,690 Land $50,350 Building $242,340
2024	$3,047.00
2023		$301,120 Land $50,350 Building $250,770	$301,120 Land $50,350 Building $250,770
2022	$2,766.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1005 Lord Ranch Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2012–2026)
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1005 Lord Ranch Rd is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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