1009 Lord Ranch Rd, Waco, TX 76705 Property Records

McLennan County property record for 1009 Lord Ranch Rd, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,817 sqft · built 2015
Lot Size	0.297 acres (12,937 sqft)
Owner	Individual Name on Record
Tax Bill	$2,646 (2025)
Deeds & Mortgages	May 2020 Loan Modification Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-043006-000205-0`

Property Details

APN / Parcel Number

Primary APN	`28-043006-000205-0`
Alternative APN	`371717`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,817 sqft Living Area
Gross Area	2,197 sqft
1st Floor Area	1,817 sqft
Flooring	Carpet

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	12,937 sqft (0.297 acres)
Lot Dimensions	180 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	380 sqft
Driveway	Concrete Driveway
Driveway Area	450 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	224 sqft
Patio Area	84 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1009 LORD RANCH RD
City	WACO
State	TX
Zip	76705-3202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH FORK PH 2 PT 1 LOT 5 BLOCK 2 ACRES .297
Legal Subdivision	SOUTH FORK PH 2 PT 1
Legal Block	2
Legal Lot Number	5
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	4
Census Block	4010
Census Tract	1700

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1009 LORD RANCH RD, WACO, TX 76705-3202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2020	Loan Modification, Mortgage ALLIANCE BK CTRL TX
Sep 24, 2018	Deed of Trust, Mortgage FIRST NAT'L BK/MCGREGOR

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	1009 LORD RANCH RD, WACO, TX 76705-3202
Document Number	0000016143
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1212 LIVE OAK ST MARLIN TX 766612605, MARLIN, TX 76661-2605

Mortgage

Document Number	0000016143
Date	May 19, 2020
Instrument	16143

Lender

Name	ALLIANCE BK CTRL TX
Type	Bank
Address	PO BOX 7554, WACO, TX 76714-7554

Agreement

Amount	Amount Recorded
Term	12 Months
Due	May 18, 2021

Interest

Rate	4.75%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1009 LORD RANCH RD, WACO, TX 76705-3202
Document Number	0000034883
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 LORD RANCH RD WACO TX 76705, WACO, TX 76705

Mortgage

Document Number	0000034883
Date	Oct 2, 2018
Instrument	34883

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	La Vega Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,416 (+0.15%) Land $59,512 Building $251,904	$311,416 (+0.15%) Land $59,512 Building $251,904
2025	$2,646.00 (-10.76%) Homeowner's exemption Disabled Person's exemption	$310,950 (-1.95%) Land $54,080 Building $256,870	$310,950 (-1.95%) Land $54,080 Building $256,870
2024	$2,965.00 (+11.22%)
2023		$317,140 Land $54,080 Building $263,060	$317,140 Land $54,080 Building $263,060
2022	$2,666.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2012–2026)
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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