949 Lord Ranch Rd, Waco, TX 76705 Property Records

McLennan County property record for 949 Lord Ranch Rd, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,379 sqft · built 2018
Lot Size	0.152 acres (6,621 sqft)
Owner	Individual Name on Record
Last Sale	$161,100 (Oct 2018)
Tax Bill	$3,630 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-043009-000703-0`

Property Details

APN / Parcel Number

Primary APN	`28-043009-000703-0`
Alternative APN	`381119`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,379 sqft Living Area
Gross Area	1,759 sqft
1st Floor Area	1,379 sqft
Flooring	Carpet

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	6,621 sqft (0.152 acres)
Lot Dimensions	120 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	380 sqft
Driveway	Concrete Driveway
Driveway Area	600 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	139 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	949 LORD RANCH RD
City	WACO
State	TX
Zip	76705-3200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH FORK PH 4 LOT 3 BLOCK 7 ACRES .152
Legal Subdivision	SOUTH FORK PH 4
Legal Block	7
Legal Lot Number	3
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	4
Census Block	4010
Census Tract	1700

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	949 LORD RANCH RD, WACO, TX 76705-3200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 5, 2018	Deed of Trust, Mortgage · VA Mortgage WALLICK & VOLK
Oct 12, 2018	Warranty Deed, Transfer · VA Mortgage WALLICK & VOLK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2018 · Amount on Record
Deed Sale	Oct 12, 2018 · Amount on Record
Deed Document Number	201836151
Prior Transfer Date	Oct 1, 2018
Prior Transfer Doc	0000036151
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	949 LORD RANCH RD, WACO, TX 76705-3200
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000929
Date	Jan 8, 2021
Instrument	2021000929

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Oct 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	949 LORD RANCH RD, WACO, TX 76705-3200
Document Number	0000011352
Instrument Date	Oct 5, 2018
Transaction Type	Mortgage
Record Updated	Apr 30, 2019
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	949 LORD RANCH RD WACO TX 76705, WACO, TX 76705

Mortgage

Document Number	0000011352
Date	Apr 8, 2019
Instrument	11352

Lender

Name	WALLICK & VOLK
Address	CHEYENNE, WY 82002

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 12, 2018
Property Address	949 LORD RANCH RD, WACO, TX 76705-3200
Document Number	0000036151
Instrument Date	Oct 5, 2018
Instrument	36151
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	949 LORD RANCH RD WACO TX 76705, WACO, TX 76705

Mortgage

Document Number	36152
Date	Oct 12, 2018
Instrument	36152

Lender

Name	WALLICK & VOLK
Address	CHEYENNE, WY 82001

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2048

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	La Vega Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,242 (-0.06%) Land $42,441 Building $207,801	$250,242 (-0.06%) Land $42,441 Building $207,801
2025	$3,630.00 (-1.39%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$250,390 (-1.16%) Land $38,540 Building $211,850	$250,390 (-1.16%) Land $38,540 Building $211,850
2024	$3,681.00 (+25.5%)
2023		$253,340 Land $38,540 Building $214,800	$253,340 Land $38,540 Building $214,800
2022	$2,933.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2012–2026)
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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