953 Lord Ranch Rd, Waco, TX 76705 Property Records

McLennan County property record for 953 Lord Ranch Rd, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,834 sqft · built 2018
Lot Size	0.182 acres (7,928 sqft)
Owner	2 Individual Names on Record
Last Sale	$244,586 (Jul 2024)
Tax Bill	$4,999 (2025)
Deeds & Mortgages	Jul 2024 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-043009-000702-0`

Property Details

APN / Parcel Number

Primary APN	`28-043009-000702-0`
Alternative APN	`381118`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,834 sqft Living Area
Gross Area	2,195 sqft
1st Floor Area	1,834 sqft
Flooring	Carpet

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	7,928 sqft (0.182 acres)
Lot Dimensions	121 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	361 sqft
Driveway	Concrete Driveway
Driveway Area	600 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	166 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	953 LORD RANCH RD
City	WACO
State	TX
Zip	76705-3200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH FORK PH 4 LOT 2 BLOCK 7 ACRES .182
Legal Subdivision	SOUTH FORK PH 4
Legal Block	7
Legal Lot Number	2
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	4
Census Block	4010
Census Tract	1700

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	953 LORD RANCH RD, WACO, TX 76705-3200
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2024	Vendor's Lien, Transfer · FHA Mortgage NEIGHBORS BANK
Jun 30, 2020	Deed of Trust, Mortgage · VA Mortgage SWBC MORTGAGE CORP
Sep 24, 2018	Vendor's Lien, Transfer SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2024 · Amount on Record
Deed Sale	Jul 3, 2024 · Amount on Record
Prior Sale	Sep 24, 2018 · Amount on Record
Deed Document Number	202427970
Prior Transfer Date	Aug 31, 2018
Prior Transfer Doc	0000033823
Record Updated	Oct 29, 2026

July 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jul 3, 2024
Property Address	953 LORD RANCH RD, WACO, TX 76705-3200
Document Number	0000027970
Map Reference	FILE 2018000313
Instrument Date	Jun 25, 2024
Instrument	2024027970
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	AMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	953 LORD RANCH RD, WACO, TX 76705-3200
Investor	Possibly a Property Investor

Mortgage

Document Number	0000027971
Date	Jul 3, 2024
Instrument	2024027971

Lender

Name	NEIGHBORS BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2054

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	953 LORD RANCH RD, WACO, TX 76705-3200
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MONTEITH ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021381
Date	Jun 30, 2020
Instrument	2020021381

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

September 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Sep 24, 2018
Property Address	953 LORD RANCH RD, WACO, TX 76705-3200
Document Number	0000033823
Map Reference	FILE2018000313
Instrument Date	Aug 31, 2018
Instrument	2018033823
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4090 STATE HIGHWAY 6 S, 4090, COLLEGE STATION, TX 77845-8962

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	953 LORD RANCH RD, WACO, TX 76705-3200

Mortgage

Document Number	0000033824
Date	Sep 24, 2018
Instrument	2018033824

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	La Vega Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,998 (-0.21%) Land $46,695 Building $250,303	$296,998 (-0.21%) Land $46,695 Building $250,303
2025	$4,999.00 (+15.32%) Homeowner's exemption	$297,620 (-1.17%) Land $42,410 Building $255,210	$297,620 (-1.17%) Land $42,410 Building $255,210
2023		$301,140 Land $42,410 Building $258,730	$301,140 Land $42,410 Building $258,730
2022	$4,335.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2012–2026)
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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