10046 River Dr, Descanso, CA 91916 Property Records

San Diego County property record for 10046 River Dr, Descanso, CA 91916

Property Summary

Property TypeSingle Family Home
Details1 bd · 2 ba · 2,192 sqft · built 1980
Lot Size0.264 acres (11,519 sqft)
OwnerIndividual Name on Record
Last Sale$276,000 (Nov 2025)
Tax Bill$1,248 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN405-210-04-00

Property Details

APN / Parcel Number

Primary APN405-210-04-00

Interior

Bedrooms1 Bed
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,192 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleConventional
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area11,519 sqft (0.264 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address10046 RIVER DR
CityDESCANSO
StateCA
Zip91916-9782
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionSEC 13-15-3E PAR 45 PER LS 240
Legal Range03E
Legal Township15
Legal Section13
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionLAGUNA-PINE VALLEY
Census Block Group1
Census Block1016
Census Tract21202

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address10046 RIVER DR, DESCANSO, CA 91916-9782
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 19, 2025 · Amount on Record
Deed SaleNov 19, 2025 · Amount on Record
Prior SaleOct 30, 1998 · Amount on Record
Deed Document Number2025327499
Prior Transfer DateJan 3, 2024
Prior Transfer Doc0000137974
Record UpdatedOct 29, 2026

November 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 19, 2025
Property Address10046 RIVER DR, DESCANSO, CA 91916-9782
Document Number0000327499
Instrument DateJul 18, 2025
Instrument2025-0327499
Transaction TypeTransfer
Record UpdatedDec 1, 2025
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10046 RIVER DR, DESCANSO, CA 91916-9782

Mortgage

Document Number0000327500
DateNov 19, 2025
Instrument2025-0327500
Lender
NameLEE WIRSCHEM
TypePrivate Party
AddressPO BOX 1394, PINE VALLEY, CA 91962
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictMountain Empire Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$20,000 (-82.76%) Land $20,000
2025$1,248.00 (+4.35%) Homeowner's exemption$116,034 (+4.04%) Land $62,695 Building $53,339
2023$1,196.00 (-1.24%) Homeowner's exemption$111,530 Land $60,261 Building $51,269
2022$1,211.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 99.7% of the US · above 98.5% of California
Wildfire Likelihood7% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESCANSO COMMUNITY WATER DISTRICT
serves 870 people · EPA ID CA3710009
Water SourceGroundwater
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityUranium
not recorded as resolved · Oct 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
DSL · Fixed Wireless in parts of the area
10 / 1

Nearby Properties on River Dr

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