San Diego County property record for 10057 River Dr, Descanso, CA 91916
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 884 sqft · built 1936 |
| Lot Size | 0.333 acres (14,492 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $610,000 (May 2026) |
| Tax Bill | $3,887 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 405-210-01-00 |
| Primary APN | 405-210-01-00 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 884 sqft Living Area |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Lot Area | 14,492 sqft (0.333 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Street Address | 10057 RIVER DR |
|---|---|
| City | DESCANSO |
| State | CA |
| Zip | 91916-9782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | SEC 13-15-3E PAR 48 PER LS 240 |
| Legal Range | 03E |
| Legal Township | 15 |
| Legal Section | 13 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | LAGUNA-PINE VALLEY |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 21202 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10057 RIVER DR, DESCANSO, CA 91916-9782 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 12, 2026 | Grant Deed, Transfer · Conventional Mortgage CORNERSTONE MORTGAGE INC |
| May 22, 2023 | Grant Deed, Transfer · Conventional Mortgage MISSION LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2026 · Amount on Record |
| Deed Sale | May 12, 2026 · Amount on Record |
| Prior Sale | May 22, 2023 · Amount on Record |
| Deed Document Number | 2026135788 |
| Prior Transfer Date | Jul 7, 2004 |
| Prior Transfer Doc | 0000652662 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 12, 2026 |
| Property Address | 10057 RIVER DR, DESCANSO, CA 91916-9782 |
| Document Number | 0000135788 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 2026.135788 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2026 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $67,771.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10057 RIVER DR, DESCANSO, CA 91916-9782 |
| Document Number | 0000135789, |
|---|---|
| Date | May 12, 2026 |
| Instrument | 2026..135789 |
| Name | CORNERSTONE MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000135790, |
|---|---|
| Date | May 12, 2026 |
| Instrument | 2026.135790 |
| Name | CORNERSTONE MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 30 Months |
| Due | Jul 10, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 22, 2023 |
| Property Address | 10057 RIVER DR, DESCANSO, CA 91916-9782 |
| Document Number | 0000133030 |
| Instrument Date | May 17, 2023 |
| Instrument | 2023-0133030 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 10057 RIVER DR, DESCANSO, CA 91916-9782 |
| Document Number | 0000133031 |
|---|---|
| Date | May 22, 2023 |
| Instrument | 2023-0133031 |
| Name | MISSION LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Number | 0000133032 |
|---|---|
| Date | May 22, 2023 |
| Instrument | 2023-0133032 |
| Name | MISSION LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | Jul 15, 2053 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Mountain Empire Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $366,116 (+2%) Land $318,362 Building $47,754 | |
| 2025 | $3,887.00 (+2.13%) Homeowner's exemption | $358,938 (+19.94%) Land $312,120 Building $46,818 |
| 2024 | $3,806.00 (+17.61%) | |
| 2023 | $3,236.00 (-1.4%) Homeowner's exemption | $299,277 Land $118,318 Building $180,959 |
| 2022 | $3,282.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 99.7% of the US · above 98.5% of California |
|---|---|
| Wildfire Likelihood | 7% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESCANSO COMMUNITY WATER DISTRICT serves 870 people · EPA ID CA3710009 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Uranium not recorded as resolved · Oct 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fixed Wireless in parts of the area | 10 / 1 |
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